The Standard Chartered EaseMyTrip Credit Card is a co-branded credit card offered by Standard Chartered Bank in collaboration with EaseMyTrip, a leading travel platform. This credit card is specifically designed to cater to the needs of frequent travelers, providing them with exclusive benefits and rewards on their travel-related expenses. Here are some key features and benefits of the Standard Chartered EaseMyTrip Credit Card:
1. Welcome Benefits: Upon card activation, cardholders can enjoy attractive welcome benefits, which may include discounts on flight bookings, hotel stays, or travel vouchers.
2. Travel Rewards: The credit card offers accelerated rewards on travel-related transactions, such as flight bookings, hotel reservations, and holiday packages. Cardholders earn reward points or cashback on eligible spends, allowing them to save more on their travel expenses.
3. EaseMyTrip Privileges: As a co-branded card, the Standard Chartered EaseMyTrip Credit Card provides exclusive benefits when booking through the EaseMyTrip platform. These benefits may include discounted fares, cashback offers, or additional rewards points on travel bookings.
4. Dining and Entertainment Offers: Cardholders can enjoy dining privileges and discounts at partner restaurants and entertainment outlets. This feature allows them to save on dining bills and indulge in a variety of culinary experiences.
Standard Chartered EaseMyTrip Credit Card Benefits
The Standard Chartered EaseMyTrip Credit Card offers several benefits and rewards to enhance your travel experience. Here are the key features and rewards associated with the card:
1. Assured Discounts on Travel Bookings: Use the promo code “EMTSCB” while booking travel on the EaseMyTrip website or app to avail of discounts. Enjoy a flat 20% instant discount on domestic and international hotel bookings (up to Rs 5,000 and Rs 10,000 respectively) and a flat 10% off on domestic and international flight bookings (up to Rs 1,000 and Rs 5,000 respectively). Additionally, get Rs 125 off on bus ticket bookings with a minimum booking value of Rs 500.
2. Annual Fee Waiver: Enjoy an annual fee waiver of Rs 350 on your Standard Chartered EaseMyTrip Credit Card if you have made spends of Rs 50,000 or more on the card in the previous year.
3. 10X Rewards on Travel Bookings: Earn 10 times reward points on every Rs 100 spent for booking tickets at standalone hotel and airline websites, apps, or outlets. These reward points can be redeemed for attractive offers or discounts.
4. Lounge Access: Travel in comfort with one domestic lounge access per calendar quarter and two international lounge access per year. Relax and unwind in airport lounges before your flights.
5. Rewards on All Spends: Earn 2X reward points for every Rs 100 spent on all other categories of retail spends. Each reward point is equivalent to Rs 0.50, providing you with additional savings on your everyday expenses.
Please note that specific terms and conditions apply to these benefits, and it is recommended to review the card’s terms and conditions or contact Standard Chartered Bank for complete details.
Standard Chartered EaseMyTrip Credit Card Features
The Standard Chartered EaseMyTrip Credit Card provides enhanced security for online transactions through features such as IHFOågh 3D secure OTP Verification. This ensures that your online transactions are secure and protected.
The card also offers digital payment solutions, including BharatQR, Bharat Bill Payment Solution (BBPS), and Samsung Secure Pay. These options provide you with convenient and instant payment solutions for various transactions.
With the “Kuch Bhi on EMI” feature, you can convert big spends above Rs 2,000 into easy EMIs through online banking or the SC Mobile app. This allows you to manage your expenses with attractive pricing and flexible tenure options.
The Standard Chartered EaseMyTrip Credit Card comes with the 360 Rewards program, where you can earn rewards points that can be easily redeemed against a wide range of options available in the online rewards catalogue.
You also have the option to avail of a Dial-a-Loan facility, which allows you to get a loan on your credit card with a flexible tenure ranging from 12 to 60 months.
If you have outstanding balances on other bank credit cards, you can take advantage of the Balance Transfer feature. This feature allows you to transfer your card balances up to Rs 5,00,000 at an attractive interest rate.
Additionally, the Balance EMI feature enables you to convert your entire outstanding balance into EMIs with zero processing fees, providing you with greater flexibility in managing your repayments.
Please note that specific terms and conditions apply to these features and it is recommended to review the card’s terms and conditions or contact Standard Chartered Bank for complete details.
Eligibility and Documents
To be eligible for the Standard Chartered EaseMyTrip Credit Card, the applicant should be between 18 and 65 years of age. The minimum age requirement for an add-on cardholder is 18 years.
Applicants are required to have a stable monthly income. The specific income criteria may vary, and it is advisable to check with Standard Chartered Bank for the minimum income requirement.
Additionally, applicants should belong to the credit card sourcing cities or locations specified by the bank. The bank’s credit and other policy checks will be conducted for all applications to determine eligibility.
It’s important to note that meeting these eligibility criteria does not guarantee approval of the credit card application. The bank retains the right to assess each application based on its internal policies and discretion.
For detailed information on the eligibility requirements, it is recommended to refer to Standard Chartered Bank’s official website or contact their customer service for accurate and up-to-date information.
To apply for the Standard Chartered EaseMyTrip Credit Card, you will need to submit the following documents:
1. Identity Proof: Provide a copy of any one of the following photo identification cards such as a Passport, Voter ID Card, Government ID, etc.
2. PAN Card: Submit a copy of your Permanent Account Number (PAN) Card.
3. Address Proof: Submit a copy of any one of the following documents that shows your current residence address: Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by a State Government officer, or a letter issued by the National Population Register containing your name and address details.
4. Recent Passport-sized Photograph: Provide a recent passport-sized photograph.
In addition to the above documents, you will need to submit specific financial documents depending on your employment status:
For Salaried Individuals:
– Latest one month salary slip
For Self-employed Businessmen:
– Latest Income Tax Returns (ITR) with computation of income or certified financial statements
– Proof of business continuity
For Self-employed Professionals:
– Latest Income Tax Returns (ITR)
– Proof of business continuity
It’s important to note that the above document requirements are subject to change, and it is advisable to check with Standard Chartered Bank for the most up-to-date and accurate information regarding the documentation needed for the credit card application.
Fees and Charges
The Standard Chartered EaseMyTrip Credit Card has an annual fee of INR 350 plus GST for the first year. From the second year onwards, the renewal fee is also INR 350 plus GST. However, the renewal fee will be waived for cardholders who have total spends of INR 50,000 or more in the preceding year on their Standard Chartered EaseMyTrip Credit Card. This means that if you meet the spending requirement, you won’t have to pay the renewal fee for the subsequent years.
FAQs (Frequently Asked Questions) about the Standard Chartered EaseMyTrip Credit Card:
1. How can I avail the discounts on travel bookings at EaseMyTrip?
To avail the discounts, you need to use the promo code “EMTSCB” while making your travel bookings on the EaseMyTrip website or app.
2. What are the discounts available on hotel bookings?
You can get a flat 20% instant discount on domestic hotel bookings (up to a maximum discount of Rs 5000) and a flat 20% instant discount on international hotel bookings (up to a maximum discount of Rs 10000).
3. Are there any discounts on flight bookings?
Yes, you can avail a flat 10% off on domestic flight bookings (up to a maximum discount of Rs 1000) and a flat 10% off on international flight bookings (up to a maximum discount of Rs 5000).
4. Is there an annual fee for the credit card?
Yes, there is an annual fee of Rs 350 plus GST for the first year. From the second year onwards, the same renewal fee is applicable.
5. Can the renewal fee be waived?
Yes, the renewal fee can be waived if you have spends of Rs 50,000 or more on the Standard Chartered EaseMyTrip Credit Card in the preceding year.
Conclusion:
The Standard Chartered EaseMyTrip Credit Card offers attractive benefits for travel enthusiasts. With assured discounts on travel bookings, annual fee waiver, rewards on bookings, lounge access, and various payment solutions, it provides a convenient and rewarding experience for cardholders. Whether you are a frequent traveler or someone who enjoys occasional trips, this credit card can enhance your travel experience while offering financial benefits.
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