The American Express Platinum Travel Credit Card is a premium credit card offered by American Express, a renowned financial services company. This card is designed for frequent travelers who seek exclusive benefits, exceptional rewards, and unparalleled services. Here is an introduction to the key features and benefits of the American Express Platinum Travel Credit Card:
1. Welcome Offer:
– Enjoy a welcome gift of bonus Membership Rewards Points upon meeting the minimum spend criteria within the specified time frame.
2. Travel Benefits:
– Get complimentary membership to airline loyalty programs such as Taj InnerCircle, Vistara, and more.
– Enjoy exclusive privileges at select hotels, including room upgrades, dining credits, and late check-outs.
– Access to the American Express Global Lounge Collection, providing you with access to premium airport lounges worldwide.
– Travel insurance coverage for flight delays, lost baggage, and other travel inconveniences.
3. Reward Points:
– Earn Membership Rewards Points on all eligible spends, including travel bookings, dining, shopping, and more.
– Accelerated earnings on specific categories such as airline and hotel bookings.
– Redeem your earned points for a wide range of options, including flight and hotel bookings, gift vouchers, merchandise, and statement credits.
4. Dining and Entertainment:
– Enjoy dining privileges, discounts, and offers at participating restaurants across various cuisines.
– Access to exclusive events and entertainment experiences, including concerts, shows, and sports events.
5. Concierge Services:
– Access to a dedicated concierge service that assists with travel bookings, reservations, event tickets, and more.
6. Supplementary Cards:
– Extend the benefits of your American Express Platinum Travel Credit Card to your loved ones by getting supplementary cards for family members.
7. Contactless Payment:
– Make fast and secure contactless payments using your card at enabled merchants.
8. Global Acceptance:
– The American Express Platinum Travel Credit Card is accepted at millions of merchant establishments worldwide.
9. Customer Service:
– Round-the-clock customer support to assist with any card-related queries, transactions, or emergencies.
Key Benefits of The American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card offers various travel vouchers and benefits to enhance your travel experience. Here are some of the key details:
1. Travel Vouchers:
– Spend Rs. 1.90 Lacs in a Cardmembership year to receive a Flipkart voucher or Travel benefits on ATO worth Rs. 4,500.
– Effective from 22nd January, 2021.
2. Additional Travel Vouchers:
– Spend Rs. 4 Lacs in a Cardmembership year to receive an additional Flipkart voucher or Travel benefits on ATO worth Rs. 7,500.
– Effective from 22nd January, 2021.
3. Airport Lounges:
– Enjoy 8 complimentary visits per year to airport lounges across India.
– Limited to two complimentary visits per quarter.
4. Taj Experiences E-Gift Card:
– Receive a Taj Experiences E-Gift Card worth Rs. 10,000.
– Valid at Taj, SeleQtions, and Vivanta Hotels.
It’s important to note that the terms and conditions associated with these travel vouchers and benefits may apply. The specific details, eligibility criteria, and validity period of these offers can be obtained from American Express or their official website. Remember to check for any updates or changes to the offers as they are subject to revision.
Reward Programme
The American Express Platinum Travel Credit Card offers rewarding benefits in the following ways:
1. Membership Rewards Points:
– Earn 1 Membership Rewards Point for every Rs. 50 spent, excluding fuel, insurance, utilities, cash transactions, and EMI conversions at the point of sale.
– Milestone Bonuses: Earn bonus Membership Rewards Points on reaching specific spending milestones:
– Welcome Gift: Spend Rs. 15,000 within 90 days of Cardmembership to receive 10,000 Membership Rewards Points redeemable for a Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 3,000.
– Spend Threshold of Rs. 1.9 Lacs: On reaching this spend threshold every year, earn benefits worth up to Rs. 5,000, including 15,000 Membership Rewards Points redeemable for a Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 4,500.
– Spend Threshold of Rs. 4 Lacs: On reaching this spend threshold every year, receive a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions, and Vivanta Hotels.
2. Regular Membership Rewards Points:
– Earn 1 Membership Rewards Point for every Rs. 50 spent on the card.
– On spending Rs. 1.9 Lacs in a year, earn an additional 3,400 Regular Membership Rewards Points redeemable for vouchers or Travel benefits worth Rs. 1,020.
– On spending Rs. 4 Lacs in a year, earn an additional 3,600 Regular Membership Rewards Points redeemable for vouchers or Travel benefits worth Rs. 1,080.
It’s important to note that the redemption options, specific terms, and conditions, as well as the validity of these rewards, may apply. Please refer to the American Express website or contact their customer service for detailed information on how to redeem these rewards and any updates to the program.
Offers and Privilages
Enjoy the following additional benefits with the American Express Platinum Travel Credit Card:
1. Complimentary Priority Pass Membership: Get complimentary membership to Priority Pass, a leading airport lounge program. This membership includes access to airport lounges worldwide, with the annual membership fee of US$99 waived off.
2. Fuel Convenience Fee Waiver: Enjoy the convenience of fueling up your vehicle without paying any additional convenience fees. This waiver helps you save on fuel transactions made with your American Express Platinum Travel Credit Card.
3. Dining Discounts: Experience dining privileges with discounts of up to 20% at select restaurants. These discounts allow you to enjoy delicious meals while enjoying savings on your dining expenses.
4. Easy EMI Payments: Make your big purchases more manageable by using your American Express Credit Card and converting your payments into easy EMIs (Equated Monthly Installments). This feature allows you to split the payment over a period of time, providing financial flexibility and convenience.
Please note that specific terms and conditions may apply to each of these benefits. For more information and to stay updated on the latest offers and rewards, please refer to the American Express website or contact their customer service.
Eligibility
To be eligible for an American Express Platinum Travel Credit Card, you need to meet the following criteria:
1. Age: You must be over 18 years of age.
2. Bank Account: You should have an Indian or multinational bank’s savings or current account in India.
3. Credit History: You should have a good credit history with no payment defaults.
4. Income: You should have a personal annual income of Rs. 6 Lacs or above. This criterion applies to both salaried individuals and self-employed individuals.
5. Residential Address: You should have a permanent residential address in India.
6. Self-Employed Criteria: If you are self-employed, your company should have been trading for more than 12 months.
Fees and Charges
Annual Fee:
– First year fee: Rs. 3,500 plus applicable taxes.
– Second year onwards: Rs. 5,000 plus applicable taxes.
Reward Earn Rate:
You can earn 1 Membership Rewards Point for every Rs. 50 spent, except for transactions related to Fuel, Insurance, Utilities, Cash Transactions, and EMI conversion at Point of Sale.
Please note that the information provided is based on the details available, and it’s always a good idea to refer to the official American Express website or contact their customer service for the most accurate and up-to-date information regarding fees, rewards, and terms associated with the American Express Platinum Travel Credit Card.
FAQs (Frequently Asked Questions) about the American Express Platinum Travel Credit Card:
1. What are the benefits of the American Express Platinum Travel Credit Card?
– The card offers various benefits such as travel vouchers, airport lounge access, Taj Experiences E-Gift Card, milestone bonus points, and the ability to earn Membership Rewards points on all spending.
2. How can I earn Membership Rewards points?
– You can earn Membership Rewards points by using your American Express Platinum Travel Credit Card for eligible purchases. You earn 1 point for every Rs. 50 spent, excluding specific categories like Fuel, Insurance, Utilities, Cash Transactions, and EMI conversion at Point of Sale.
3. What are the milestone bonuses mentioned?
– There are three milestone bonuses: a Welcome Gift for spending Rs. 15,000 within 90 days of Cardmembership, bonus points for reaching a spend threshold of Rs. 1.9 Lacs annually, and additional bonus points for reaching a spend threshold of Rs. 4 Lacs annually.
4. How can I redeem Membership Rewards points?
– You can redeem Membership Rewards points for various options, including Flipkart vouchers, Pay with Points option in Amex Travel Online, and other vouchers or travel benefits.
5. Does the card have an annual fee?
– Yes, the card has an annual fee of Rs. 3,500 plus applicable taxes for the first year, and Rs. 5,000 plus applicable taxes from the second year onwards.
Conclusion:
The American Express Platinum Travel Credit Card is designed to offer travel benefits, rewards, and exclusive privileges to cardholders. With its reward earn rate, milestone bonuses, and redemption options, cardholders can earn and redeem Membership Rewards points for a range of benefits. However, it’s important to review the terms and conditions, including fees and eligibility criteria, before applying for the card to ensure it aligns with your needs and financial situation.
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