The Citibank Cashback Credit Card is a credit card offered by Citibank that provides cashback rewards on your everyday spending. With this card, you can earn cashback on various categories such as dining, groceries, fuel, and more. Here are some key features and benefits of the Citibank Cashback Credit Card:
1. Cashback Rewards: Earn cashback on your spending across different categories. The cashback rates may vary based on the merchant and spending category.
2. Dining Benefits: Enjoy exclusive dining privileges and discounts at partner restaurants and eateries. Make the most of your dining experiences with savings on your bills.
3. Fuel Savings: Get cashback on fuel purchases made at designated fuel stations. This feature helps you save money on your fuel expenses.
4. Easy Redemption: Redeem your accumulated cashback easily through various options such as statement credit, gift vouchers, or direct deposit into your bank account.
5. Contactless Payments: Make quick and secure payments using the contactless feature of the Citibank Cashback Credit Card. Simply tap your card on the payment terminal for hassle-free transactions.
6. Worldwide Acceptance: The Citibank Cashback Credit Card is widely accepted both domestically and internationally, allowing you to use it for your purchases wherever you go.
7. Additional Benefits: Depending on the specific terms and conditions of the card, you may also enjoy other perks such as access to exclusive events, special offers on travel, and access to Citibank’s customer service for any assistance you may need.
It is important to note that the specific cashback rates, terms, and conditions may vary based on the bank’s policies and the card variant you choose. It is recommended to review the details and eligibility criteria provided by Citibank before applying for the Citibank Cashback Credit Card.
Benefits of Citibank Cashback Credit Card
The Citibank Cashback Credit Card offers attractive cashback rewards on various categories of spending. Here are the key features of the card:
1. 5% Cashback^: Earn 5% cashback on your telephone and utility bill payments, as well as movie ticket purchases. This allows you to save money while managing your monthly expenses and enjoying entertainment.
2. 0.5% Cashback^: Earn 0.5% cashback on all other spends made with your Citibank Cashback Credit Card. This includes purchases across various categories, giving you a little extra savings on your everyday spending.
3. Automatic Redemption: The cashback you earn is automatically credited to your statement in multiples of Rs. 500. This convenient feature ensures that your cashback is utilized efficiently without any extra effort on your part.
4. Never Expires: The unredeemed cashback on your Citibank Cashback Credit Card never expires. You can accumulate your cashback over time and use it whenever you choose to, without any limitations on its validity.
5. Savings Worth ₹3600*: In the first year of card membership, you can enjoy benefits worth Rs. 3,600. These benefits may include discounts, rewards, or exclusive offers from partner merchants. Click here to find out more details about the savings you can avail.
Please note that specific terms and conditions apply to the cashback rewards, including eligible spending categories and maximum cashback limits. It is recommended to refer to the official Citibank website or contact their customer service for detailed information on the Citibank Cashback Credit Card and its associated benefits.
Features of Citibank Cashback Credit Card
Experience a range of benefits and features with the Citi Cash Back Credit Card:
1. Everyday Savings: Enjoy savings on your day-to-day expenses with this cashback credit card. Earn 5% cashback^ on movie ticket purchases, telephone bill payments, and utility bill payments. This allows you to make the most of your spending and get rewarded for it.
2. Cashback on Other Spends: Not just limited to specific categories, you also earn 0.5% cashback on all other spends made with your Citi Cash Back Credit Card. Whether it’s shopping, dining, or any other transaction, you’ll continue to accumulate cashback on your regular purchases.
3. Hassle-free Redemption: Redeeming your cashback is effortless. The cashback you earn is automatically credited to your statement in multiples of ₹500. This means you don’t need to go through any complicated processes or wait for a long time to enjoy the benefits of your cashback.
By acquiring the Citi Cash Back Credit Card, you can take advantage of these benefits and features, saving money on your everyday expenses and enjoying hassle-free cashback redemption.
Additional Important Privileges
Tap n Pay:
Make your payments effortlessly by enabling contactless payments on your Citi credit card. Experience the convenience of quick and secure transactions with just a simple tap. To learn more about how to set up and use contactless payments, click here.
Dining Privileges:
Indulge in delightful dining experiences while enjoying savings of up to 20% at participating restaurants. Discover a wide range of Citibank partner restaurants near you and relish special offers and discounts. To explore the list of partner restaurants, click here.
Travel and Lifestyle Services:
Unlock a world of luxury and unforgettable experiences with the assistance of our Travel and Lifestyle specialists. Contact them to curate and plan your dream vacation or unique experiences that will enhance your quality of life. For Mastercard® cardholders, simply dial 0008 004 407 027 to connect with the dedicated team and start creating cherished memories.
Documentation
Documents required for salaried employees:
1. Proof of Identity: Submit a valid identification document such as a passport, Aadhaar card, PAN card, or driver’s license.
2. Proof of Address: Provide a document that verifies your residential address, such as a utility bill, bank statement, rental agreement, or Aadhaar card.
3. Latest two salary slips: Include the most recent salary slips from your employer, showing your income and deductions.
For more information and to access the necessary documents for proof of identity and address, click here.
Documents required for self-employed individuals:
1. Proof of Identity: Furnish a valid identification document such as a passport, Aadhaar card, PAN card, or driver’s license.
2. Proof of Address: Submit a document that serves as proof of your residential address, such as a utility bill, bank statement, rental agreement, or Aadhaar card.
3. Latest year ITR with audited financials and computation of income: Provide your Income Tax Return (ITR) for the most recent year, along with the audited financial statements and computation of income.
To access the required documents for proof of identity and address, click here.
Frequently Asked Questions (FAQs):
1. How can I apply for the Citi Cashback Credit Card?
You can apply for the Citi Cashback Credit Card by visiting the official website of Citibank or contacting their customer service. They will guide you through the application process and the required documents.
2. What is the cashback percentage on movie ticket purchases?
The Citi Cashback Credit Card offers 5% cashback on movie ticket purchases.
3. Can I redeem my cashback automatically?
Yes, the cashback earned on the Citi Cashback Credit Card is automatically redeemed in multiples of Rs. 500 and credited to your credit card statement.
4. Does the cashback expire?
No, the unredeemed cashback on the Citi Cashback Credit Card is evergreen and does not expire.
Conclusion:
The Citi Cashback Credit Card is a rewarding credit card option that provides cashback benefits on various categories, including movie ticket purchases, telephone bill payments, utility bill payments, and all other spends. With automatic redemption and no expiry on cashback, it offers a hassle-free experience for users. Additionally, the card provides access to Tap n Pay contactless payments, dining privileges with savings at participating restaurants, and travel and lifestyle services. It’s a valuable card for individuals looking to earn cashback on their everyday expenses and enjoy additional perks.
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