The BOI RuPay Platinum Credit Card is a premium credit card offered by Bank of India. It provides various benefits and features to enhance your shopping and financial experience. Here is an introduction to the BOI RuPay Platinum Credit Card:
1. Wide Acceptance: The card is accepted at a vast network of domestic and international merchants, allowing you to use it for payments and purchases globally.
2. Reward Points: Earn reward points on your card transactions, which can be redeemed for a range of exciting rewards, including merchandise, vouchers, and more.
3. Enhanced Security: The BOI RuPay Platinum Credit Card offers enhanced security features to protect your transactions, including the RuPay chip technology that provides additional security against fraud.
4. Cash Withdrawal: You can conveniently withdraw cash from ATMs worldwide using your BOI RuPay Platinum Credit Card, with a maximum cash withdrawal limit of Rs. 15,000 per day.
5. Flexible Credit Limits: Enjoy flexible credit limits on your card, allowing you to manage your spending as per your requirements.
6. Contactless Payments: The card supports contactless payments, enabling you to make quick and secure transactions by simply tapping your card on the payment terminal.
7. Insurance Coverage: The BOI RuPay Platinum Credit Card may come with additional insurance coverage, providing you financial protection in case of unforeseen events.
8. EMI Facility: Convert your high-value purchases into easy monthly installments with the EMI facility offered on the card. This allows you to manage your expenses more effectively.
9. Online Banking: Access your credit card account online through the bank’s internet banking portal. Monitor your transactions, pay bills, and manage your card conveniently from anywhere.
10. Customer Support: Bank of India provides dedicated customer support services to address any queries or concerns related to your BOI RuPay Platinum Credit Card.
Please note that specific terms, conditions, and eligibility criteria apply to the BOI RuPay Platinum Credit Card. It is advisable to review the official bank website or contact the bank directly for detailed information and to confirm the latest features and benefits of the card.
Features and Benefits of BOI Rupay Platinum Credit Card
The BOI RuPay Platinum Credit Card offers a range of benefits and features designed to enhance your financial experience. Here are the key highlights of the card:
1. Global Acceptance: You can use the card at both domestic and international merchants worldwide, providing you with convenience and flexibility during your travels.
2. Insurance Coverage: Enjoy comprehensive insurance coverage provided by NPCI, offering financial protection of up to Rs. 2 lakhs.
3. 24/7 Concierge Services: Access round-the-clock concierge services, assisting you with various needs such as travel bookings, restaurant reservations, and more.
4. Reward Points: Earn double reward points on both point-of-sale (POS) and e-commerce transactions, excluding blocked categories. These reward points can be redeemed for a variety of rewards.
5. EMI Facility: The card provides an EMI facility at POS, specifically on terminals managed or owned by M/S World Line Private Limited, regardless of the bank. This allows you to convert your high-value purchases into convenient monthly installments.
6. Cash Limit: You have access to a cash limit of up to 50% of your spending limit, providing you with the flexibility to withdraw cash as per your requirements.
7. ATM Cash Withdrawal: You can withdraw a maximum amount of Rs. 15,000 per day from ATMs, ensuring easy access to cash when needed.
8. Billing Cycle: The billing cycle for the BOI RuPay Platinum Credit Card runs from the 16th of the current month to the 15th of the next month, allowing you to track and manage your expenses effectively.
9. Payment Due Date: The payment for your credit card is to be made on or before the 5th of the succeeding month, which is especially convenient for salaried individuals.
10. Flexible Credit Limits for Add-On Cards: Enjoy flexible credit limits for add-on cards, allowing you to allocate spending limits to your family members while maintaining control over their usage.
It’s important to note that specific terms and conditions apply to the BOI RuPay Platinum Credit Card, and it’s recommended to refer to the official bank sources or contact the bank directly for detailed information and to verify the latest features and benefits of the card.
Eligibility
The BOI RuPay Platinum Credit Card is available to a wide range of individuals and entities, including:
1. Individuals: The card is open to individuals who meet the eligibility criteria set by the bank.
2. Staff/Non-Staff: Both staff and non-staff members can apply for the card, subject to meeting the required qualifications and fulfilling the necessary documentation.
3. Private Limited Company: The card is also available to private limited companies, allowing them to enjoy the benefits and features offered.
4. Partnership Firms: Partnership firms can apply for the BOI RuPay Platinum Credit Card, provided they meet the specified requirements and comply with the necessary procedures.
5. Public Limited Company: Public limited companies are eligible to apply for the card, enabling them to access the advantages and privileges associated with it.
In order to be eligible for the BOI RuPay Platinum Credit Card, customers are required to have a steady source of income that can be verified through Income Tax Returns. This ensures that applicants have a reliable financial background and meet the necessary income criteria.
It’s important to note that specific eligibility requirements and documentation may vary, and it’s advisable to refer to the bank’s official sources or contact them directly for the most accurate and up-to-date information regarding eligibility criteria for the BOI RuPay Platinum Credit Card.
Fees and Charges
- There is no issuance fee for the BOI RuPay Platinum Credit Card.
- There is no Annual Membership Charge (AMC) for the principal cardholder.
- There is no Annual Membership Charge (AMC) for add-on cards.
- The fee for card replacement is Rs. 300/-.
Steps For Card Activation
To activate your BOI RuPay Platinum Credit Card, you can follow the steps below:
1. Card Activation through IVR/Toll-Free:
- Dial IVR No: 022 4042 6006 or Toll-Free No: 1800220088.
- Press 1 for English or Press 2 for Hindi.
- Press 2 for Activation of a New Card.
- Enter the 16-digit full card number followed by #.
- Enter the Card Expiry Date mentioned on the card in MMYY format.
- Enter the OTP sent to your registered mobile number.
- Your card will be activated.
2. Card Activation through the Bank’s Website:
- Visit the website: https://cclogin.bankofindia.co.in/.
- Register and login using the Customer ID registered with the card and the password.
- Under the “Requests” tab, click on “Card Activation”.
- Select the Card Number.
- Enter the OTP sent to your registered mobile number.
- Your card will be activated.
By following these steps, you can successfully activate your BOI RuPay Platinum Credit Card.
Frequently Asked Questions (FAQs) about BOI RuPay Platinum Credit Card:
1. Where can I use my BOI RuPay Platinum Credit Card?
– Your BOI RuPay Platinum Credit Card is accepted at all domestic and international merchants across the globe.
2. What are the benefits of the comprehensive insurance cover provided by NPCI?
– With your BOI RuPay Platinum Credit Card, you are eligible for a comprehensive insurance cover of up to Rs. 2 lakhs provided by NPCI.
3. What are the Concierge Services available with the card?
– You can enjoy 24×7 Concierge Services with your BOI RuPay Platinum Credit Card.
4. How can I earn reward points on my card transactions?
– You can earn 2X reward points on point-of-sale (POS) and e-commerce (ECOM) transactions, excluding blocked categories.
5. Is the EMI at POS facility available on all POS or specific ones?
– The EMI at POS facility is available on POS managed/owned by M/S WorldLine Private Limited, irrespective of the bank.
Conclusion:
The BOI RuPay Platinum Credit Card offers a wide range of benefits and features, including global acceptance, comprehensive insurance cover, reward points, concierge services, and flexible credit limits. With easy card activation options through IVR or the bank’s website, you can quickly start using your card. The card is designed to cater to various customer segments and provides a convenient payment solution.
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