Welcome to the world of SimplySAVE SBI Card: Enjoy more, Save more.
1. Extravaganza Offer: Spend Rs. 2,000 or more within the first 60 days and receive 2,000 bonus Reward Points. This is a special introductory offer for new cardholders.
2. Value Back: Earn 10 Reward Points for every Rs 150 spent on dining, movies, departmental stores, and grocery purchases. For all other spends, earn 1 Reward Point per Rs 150 spent. You can redeem 4 Reward Points for Rs. 1.
3. 0% Fuel Surcharge: Enjoy complete fuel freedom with the SimplySAVE SBI Card. You are exempt from paying the 1% fuel surcharge at any petrol pump in India. To avail of this offer, make a transaction of Rs. 500 to Rs. 3,000 at the petrol pump.
4. Spend Based Reversal: Starting from the second year of your subscription, you can get the annual membership fee reversed. To qualify for fee reversal, you need to have spent Rs. 1,00,000 or more on your SimplySAVE SBI Card in the previous year.
These privileges offer you rewards, savings, and convenience in various spending categories. Make the most of your SimplySAVE SBI Card by taking advantage of these exclusive benefits.
Benefits and Features of SimplySAVE SBI Credit Card
Reward Points:
Earn 1 Reward Point for every Rs. 150 spent using the SimplySAVE SBI Card. You can use these Reward Points to pay off your credit card outstanding balance or redeem them for a variety of gifts from our Rewards Catalogue.
Welcome Offer:
Receive Rs. 100 cashback on your first ATM cash withdrawal within 30 days of receiving your card.
Contactless Advantage:
Experience the convenience of contactless payments with the SimplySAVE SBI Card. Simply wave your card at a secure reader to complete transactions for daily purchases. It’s fast, convenient, and secure, reducing the risk of card loss and fraud.
Worldwide Acceptance:
Enjoy the global acceptance of your SimplySAVE SBI Card at over 24 million outlets worldwide, including 3,25,000 outlets in India. You can use your card wherever Visa or MasterCard is accepted.
Add-on Cards:
Empower your family members by providing them with add-on cards for your SimplySAVE SBI Card. You can extend this benefit to your parents, spouse, children, or siblings above the age of 18.
Cash on the Go:
Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe using your SimplySAVE SBI Card.
Utility Bill Payment Facility:
Conveniently pay your electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility on your SimplySAVE SBI Card.
Balance Transfer on EMI:
Save money while managing your credit card dues by transferring the outstanding balance from other banks’ credit cards to your SimplySAVE SBI Card. Enjoy a lower rate of interest and repay the amount in easy EMIs.
Flexipay:
With Flexipay, you can convert your purchases of Rs. 2,500 or more into easy monthly installments. Log in to sbicard.com within 30 days of the purchase to convert it into Flexipay.
These features and benefits enhance your experience with the SimplySAVE SBI Card, providing you with flexibility, convenience, and rewards.
Fees and Charges
Fees:
Annual Fee (one-time): Rs. 499
Renewal Fee (per annum): Rs. 499 from the second year onwards. Renewal Fee will be reversed if the annual spends for the last year are equal to or exceed Rs. 1,00,000.
Add-on Fee (per annum): Nil
Fees and Charges:
For detailed information on fees and other applicable charges, please refer to the Most Important Terms & Conditions.
Order of Payment Settlement:
All payments made for a cardholder account will be settled in the following order: Minimum Amount Due (inclusive of all applicable taxes and EMI on EMI-based products), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding, and Cash Advance.
Important Information:
- Payments made through cheques payable outside the clearing zones are not accepted. We only accept payment through local cheques or drafts payable in Delhi.
- All taxes will be charged as applicable on the above fees, interest, and charges.
- By continuing to use the card, you are deemed to accept any amendments made to the terms and conditions.
For assistance, please contact the SBI Card helpline at:
Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290.
Frequently Asked Questions (FAQs):
1. How can I avail the Extravaganza Offer on SimplySAVE SBI Card?
To avail the Extravaganza Offer, you need to spend Rs. 2,000 or more within the first 60 days of receiving your card. By meeting this spend criteria, you will earn 2,000 bonus Reward Points.
2. Can I use my Reward Points to pay off my credit card balance?
Yes, you can use your Reward Points to pay the outstanding balance on your SimplySAVE SBI Card. Additionally, you can also redeem your Reward Points for a variety of gifts available in the Rewards Catalogue.
3. Is there a fuel surcharge on fuel transactions made with the SimplySAVE SBI Card?
No, you can enjoy complete fuel freedom with the SimplySAVE SBI Card. There is no fuel surcharge applicable on fuel transactions done at any petrol pump in India within the range of Rs. 500 to Rs. 3,000.
4. How can I activate the contactless feature on my SimplySAVE SBI Card?
To use the contactless feature, you simply need to wave your card at a secure reader when making a transaction. This allows for fast and convenient payments without the need for cash or entering a PIN. The contactless feature also enhances security by reducing the risk of card loss and fraud.
5. What is the eligibility criteria for an add-on card on SimplySAVE SBI Card?
You can empower your family members with add-on cards on the SimplySAVE SBI Card. Add-on cards can be issued to parents, spouse, children, or siblings above the age of 18.
Conclusion:
The SimplySAVE SBI Card offers a range of privileges and benefits to enhance your shopping and payment experiences. With rewards, fuel surcharge waiver, contactless payments, and more, the card provides convenience and value. Make sure to review the fees and charges associated with the card and take advantage of the various services and features offered. For any further assistance, you can contact the SBI Card helpline. Enjoy the benefits and convenience of the SimplySAVE SBI Card!
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