Introducing the Citibank Rewards Credit Card:
The Citibank Rewards Credit Card is designed to reward you for your everyday spending. With a range of benefits and features, this card offers a great value proposition. Let’s take a closer look at what it has to offer:
Reward Points:
Earn reward points on every transaction you make with your Citibank Rewards Credit Card. You can accumulate points quickly and redeem them for a variety of exciting rewards, including merchandise, gift vouchers, travel bookings, and more.
Accelerated Rewards:
Enjoy accelerated reward points on select categories such as shopping, dining, and fuel expenses. This allows you to earn even more points when you spend in these categories, helping you maximize your rewards.
Redemption Flexibility:
Redeem your reward points for a wide range of options, including merchandise from top brands, vouchers from popular retailers, flight bookings, hotel stays, and more. The redemption process is simple and convenient, giving you the flexibility to choose rewards that suit your preferences.
Exclusive Offers:
As a Citibank Rewards Credit Card holder, you gain access to exclusive offers and discounts across various lifestyle categories, including shopping, dining, travel, and entertainment. These special privileges enhance your overall experience and help you save on your favorite activities.
Contactless Payments:
Make quick and secure payments with your Citibank Rewards Credit Card using the contactless payment feature. Simply tap your card on the payment terminal to complete your transaction, providing you with a seamless and convenient payment experience.
Global Acceptance:
Your Citibank Rewards Credit Card is accepted at millions of establishments worldwide, giving you the freedom to use it wherever you go. Whether you’re traveling abroad or making online purchases, this card ensures that you have a reliable payment option at your disposal.
Rewards and Privilages
Accelerated Rewards:
With the Citibank Rewards Credit Card, you can enjoy accelerated rewards on specific categories. Earn 10 reward points for every Rs.125 spent on apparel and department stores, both online and in-store. This allows you to accumulate points faster when you shop for clothing, accessories, and other items at these establishments. For all other spends, you will earn 1 reward point for every Rs.125 spent.
Bonus Rewards:
As an added bonus, you can receive 300 bonus points when you make card purchases amounting to INR 30,000 or more in a single month. This provides you with an extra boost in reward points, allowing you to accumulate even more rewards for your spending.
Evergreen Reward Points:
With the Citibank Rewards Credit Card, your reward points never expire. This means you have the flexibility to redeem your points whenever you want or continue collecting them for bigger rewards in the future. Whether you choose to redeem your points immediately or save them up for something special, the choice is entirely yours.
This feature ensures that your efforts to earn reward points are always worthwhile, as they will retain their value and can be used whenever you decide to redeem them. Enjoy the freedom and flexibility of evergreen reward points with the Citibank Rewards Credit Card.
Benefits and Features of Citibank Rewards Credit Card
Enjoy a host of benefits and features with the Citibank Rewards Credit Card. Here’s why you should get this reward points credit card:
Get Rewards Every Time You Shop:
Earn 10X Reward Points when you use your Citi Rewards Credit Card at apparel and department stores. For all other purchases, earn 1 Point for every Rs. 125 spent. This allows you to accumulate reward points faster and make the most out of your shopping experiences.
Welcome Rewards:
As a welcome offer, you can earn up to 2500 bonus points. Get 1,500 bonus points on your first spend made within 30 days of receiving your rewards card, and an additional 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issuance. Start earning rewards right from the beginning.
Earn Bonus Reward Points:
Make significant card purchases and earn even more rewards. Receive 300 bonus points when you make card purchases of INR 30,000 or more in a month. This bonus adds to your reward points balance, giving you greater value for your spending.
Points That Never Expire:
Your reward points with the Citibank Rewards Credit Card never expire. Whether you choose to redeem them immediately or continue collecting for bigger rewards in the future, your points will always be available to use when you want.
Flexible Redemption Options:
Enjoy a range of attractive redemption options with the most flexible rewards program. You can redeem your points instantly via SMS, use them for holidays, air miles, cash back, or premium merchandise. The choice is yours, allowing you to maximize the value of your reward points.
Make the most out of your spending and rewards with the Citibank Rewards Credit Card. Apply now to start enjoying these benefits and more.
Additional Important Privileges
Tap n Pay:
Simplify your payment experience by enabling contactless payments on your Citi credit card. Enjoy the convenience and security of tapping your card for quick and seamless transactions. Click here to learn more about how to enable and use contactless payments.
Rewards:
With the Citi credit card, you have the choice to redeem your rewards now or continue collecting for bigger rewards in the future. Take advantage of the rewards program and enjoy a wide range of redemption options. Click here to explore how to redeem your rewards and make the most out of your earning potential.
Travel and Lifestyle Services:
Enhance your travel and lifestyle experiences with the assistance of the dedicated Travel and Lifestyle specialist. Whether you need help planning a trip or creating memorable experiences, simply reach out to the specialist. For Mastercard® cardholders, call 0008 004 407 027, and for Visa cardholders, call 0008 00442 0012. They will guide you to enjoy the best that life has to offer.
Make the most of your Citi credit card by tapping to pay, redeeming rewards, and accessing personalized travel and lifestyle services. Start enjoying the benefits and features today.
Documentation
For Salaried Employees:
To apply for a credit card as a salaried employee, you will need to submit the following documents:
1. Proof of Identity
2. Proof of Address
3. Latest two salary slips
Click here to access the required documents for proof of identity and address.
For Self-Employed Individuals:
If you are self-employed and want to apply for a credit card, you will need to provide the following documents:
1. Proof of Identity
2. Proof of Address
3. Latest year’s Income Tax Return (ITR) with audited financials and computation of income
Click here to access the necessary documents for proof of identity and address.
Make sure to have these documents ready when applying for a credit card, as they are essential for the application process.
Frequently Asked Questions (FAQs):
1. How can I apply for a Citibank credit card?
You can apply for a Citibank credit card online through the official Citibank website or by visiting a Citibank branch near you. The application process typically requires filling out an online form and submitting the necessary documents.
2. What are the eligibility criteria to apply for a Citibank credit card?
The eligibility criteria may vary depending on the specific credit card you are applying for. Generally, you need to meet certain age requirements, have a good credit score, and fulfill the income criteria set by the bank. It is recommended to check the specific eligibility criteria for the desired credit card.
3. How long does it take to get a Citibank credit card?
The processing time for a Citibank credit card application can vary. It typically takes a few business days for the bank to review your application and make a decision. Once approved, the card is usually dispatched within a week.
4. What is the annual fee for Citibank credit cards?
The annual fee for Citibank credit cards may vary depending on the card type and the benefits it offers. Some cards may have no annual fee, while others may have a fee that is waived for the first year or waived on meeting specific spending criteria. It is advisable to check the terms and conditions of the credit card for the exact annual fee details.
Conclusion:
Citibank credit cards provide a range of benefits and features to suit different financial needs and lifestyles. Whether it’s earning rewards, enjoying cashback offers, or accessing travel and lifestyle services, Citibank credit cards aim to enhance the overall cardholder experience. Remember to carefully review the terms and conditions, eligibility criteria, and associated fees before applying for a Citibank credit card to ensure it aligns with your requirements.
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