The HDFC Platinum Times Credit Card is designed to provide exciting rewards and benefits to cardholders, especially for those who enjoy entertainment, dining, and shopping experiences. With a range of features and privileges, this card offers a rewarding experience to its users.
The HDFC Platinum Times Credit Card offers reward points as its primary reward type. These reward points can be earned on eligible transactions and can be redeemed for a variety of rewards.
Key Features:
1. Times Points:
– Earn 3 reward points for every Rs. 150 spent on retail transactions.
– Earn 10 reward points for every Rs. 150 spent on dining and movie transactions on weekdays.
– Get accelerated reward points on purchases at partner outlets.
2. Welcome Benefits:
– Enjoy welcome vouchers worth Rs. 5,000 across various categories such as shopping, apparel, dining, and more.
3. Dining Benefits:
– Avail discounts and offers at partner restaurants and dining outlets.
4. Entertainment Offers:
– Enjoy special discounts and offers on movie tickets through partner platforms like BookMyShow.
5. Fuel Surcharge Waiver:
– Get a fuel surcharge waiver of 1% on fuel transactions, subject to minimum and maximum transaction amounts.
6. Contactless Payments:
– The HDFC Platinum Times Credit Card is enabled for contactless payments, allowing for quick and secure transactions at retail outlets.
Additional Features:
1. EMI Options:
– Convert your large purchases into easy EMIs with flexible tenure options.
2. Zero Lost Card Liability:
– In case of a lost or stolen card, report it immediately to the bank’s 24-hour helpline to avail zero liability on any fraudulent transactions.
3. Interest-Free Credit Period:
– Enjoy an interest-free period of up to 50 days from the date of purchase, subject to the submission of the charge by the merchant.
4. Revolving Credit Facility:
– Access revolving credit at a nominal interest rate.
Benefits and Features of HDFC Platinum Times Credit Card
Reward Type:
The HDFC Platinum Times Credit Card offers reward points as its primary reward type. Cardholders can earn reward points on eligible transactions and redeem them for various rewards.
Important Information:
1. Times Prime Membership Eligibility:
– Cardholders will be eligible for the Times Prime membership if they make at least 1 transaction in a calendar quarter.
– For Lifetime Free (LTF) cardholders, the membership is provided only for the first year, subject to meeting the eligibility criteria and the card being issued after July 2022.
Key Features:
1. Complimentary Annual Times Prime Membership:
– Enjoy an annual subscription to Times Prime Membership, offering benefits and subscriptions to popular brands such as Gaana Plus, sonyliv, TOI+, chaayos, Uber, Myntra, and more.
2. Movie Offers:
– Get 50% off on movie tickets through BookMyShow.
– Cardholders can purchase a maximum of 4 discounted tickets per card per month.
– Avail a maximum discount of Rs. 600 per transaction on movie tickets.
– Get a discount of Rs. 50 on food and beverages once per user.
3. Dining Offers:
– Enjoy extra discounts of up to Rs. 1500 on dining bills at partner restaurants when using the HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.
4. Shopping, Wellness, and Hotel Offers:
– Get up to 20% off on online and offline shopping, wellness services, and hotel stays at selected partner outlets.
– Explore daily offers based on your city.
5. Reward Points:
– Earn 3 reward points for every Rs. 150 spent on retail transactions.
– Earn 10 reward points for every Rs. 150 spent on dining transactions on weekdays.
– Accelerated reward points available at partner outlets.
Entertainment Offers:
1. Times Prime Membership:
– Access offers and subscriptions on various brands through the Times Prime Membership, including Gaana Plus, sonyliv, TOI+, chaayos, Uber, Myntra, and more.
2. BookMyShow:
– Get 50% off on movie tickets with savings up to Rs. 600 per transaction.
Offer on Dining:
1. Extra Discount on Dining:
– Enjoy an additional discount of up to Rs. 1500, up to 15% of your bill, when using the HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.
Shopping & Lifestyle Offers:
1. Discounts on Shopping, Wellness, and Hotel Stays:
– Get up to 20% off on online and offline shopping, wellness services, and hotel stays at selected partner outlets.
– Check the Times Card WebApp and log in to view the latest offer details.
Additional Features:
1. Cashback on Utility Bills/Shopping:
– Enjoy up to 5% cashback on utility bill payments and shopping transactions.
2. Fuel Surcharge Waiver:
– Get a fuel surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 4,000.
– Maximum waiver of Rs. 250 per month.
3. Welcome Benefit:
– Receive welcome vouchers worth Rs. 5,000 across shopping, apparel, dining, and other categories.
4. Renewal Offer:
– Spend Rs. 2,50,000 in a year and get a waiver of the renewal membership fee.
5. Smart EMI:
– Convert big purchases into EMIs after the purchase.
6. Contactless Payment:
– The HDFC Bank Times Card Credit Platinum is enabled for contactless payments, providing fast, convenient, and secure transactions at retail
Eligibility for HDFC Bank Platinum Times Credit Card:
For Salaried Indian nationals:
– Age: 21 years to 60 years
– Net monthly income: Rs. 35,000 and above
For Self Employed Indian nationals:
– Age: 21 years to 65 years
– Annual Income: Rs. 6,00,000 and above
Please note that these are the general eligibility criteria, and the bank may have specific requirements and criteria for approving credit card applications. It’s advisable to check with HDFC Bank for the most accurate and up-to-date eligibility information.
Fees and Charges
The HDFC Bank reserves the right to cancel the Platinum Times Credit Card if it remains inactive and no transactions are made for a continuous period of 6 (six) months. Prior written notice will be sent to the registered email address, phone number, and communication address as per the bank’s records. Please refer to the terms and conditions applicable to cards sourced from 01-11-2020 for more details.
FAQs (Frequently Asked Questions) for HDFC Bank Platinum Times Credit Card:
1. How can I become eligible for the Times Prime membership with the Platinum Times Credit Card?
– To be eligible for the Times Prime membership, you need to make at least 1 transaction in a calendar quarter.
2. Is the Times Prime membership provided for the entire duration of the card?
– For Lifetime Free (LTF) cardholders, the Times Prime membership is provided only for the first year, provided they meet the eligibility criteria and the card is issued after July’22.
3. What are the key features of the HDFC Bank Platinum Times Credit Card?
– Complimentary Annual Times Prime Membership
– 50% off on movie tickets via BookMyShow
– Extra discount on dining through PayEazy on Eazydiner
– Up to 20% off on online and offline shopping, wellness, and hotel stays
– 3 Reward Points on every Rs 150 retail spend
– Entertainment offers through Times Prime Membership
4. Can I redeem my reward points for various benefits?
– Yes, you can redeem your reward points against the MyRewards Catalogue. Refer to the provided link for ways to redeem your reward points.
Conclusion:
The HDFC Bank Platinum Times Credit Card offers a range of benefits and features to enhance your shopping, entertainment, and dining experiences. With the complimentary Times Prime membership, you can enjoy exclusive offers and subscriptions on popular brands. Additionally, the card provides discounts on movie tickets, dining, and shopping, along with attractive reward points for your spending. Keep in mind the eligibility criteria, fees, and terms and conditions associated with the card to make the most of its benefits.
Read More:
