The HDFC Titanium Times Credit Card is designed for individuals who enjoy shopping, dining, and entertainment experiences. With this card, you can earn attractive rewards and benefits on your everyday purchases. Here’s an introduction to the key features and benefits of the HDFC Titanium Times Credit Card:
Reward Points: Earn reward points on all your retail spends, which can be redeemed for a variety of exciting gifts and vouchers.
Welcome Benefit: Enjoy a welcome gift voucher on the successful issuance of the card.
Milestone Benefit: Earn milestone rewards when you reach specific spending thresholds.
Reward Points: Earn reward points on your retail spends, both online and offline, across various categories.
Accelerated Rewards: Get accelerated reward points when you spend on dining, grocery, and movies.
Fuel Surcharge Waiver: Enjoy fuel surcharge waivers at fuel stations across India (terms and conditions apply).
Interest-free Credit Period: Avail of an interest-free period of up to 50 days on your purchases.
Contactless Payments: The HDFC Titanium Times Credit Card is enabled for contactless payments, allowing you to make fast and secure transactions at retail outlets.
Zero Lost Card Liability: In case of loss or theft, report it immediately to the 24-hour customer service helpline to avail zero liability on any fraudulent transactions made using your card.
Exclusive Discounts: Access exclusive discounts and offers on shopping, dining, travel, and more through the HDFC Bank Times Card website.
Easy EMI Conversion: Convert your high-value purchases into easy EMIs with attractive interest rates.
Revolving Credit Facility: Enjoy the flexibility of revolving credit with affordable interest rates.
Online Account Access: Manage your card account, track transactions, and pay your bills conveniently through HDFC Bank’s net banking and mobile app.
Benefits and Features of HDFC Titanium Times Credit Card
Reward Type:
The HDFC Titanium Times Credit Card offers Reward Points as the primary reward type. You can earn reward points on your retail spends and redeem them for a variety of gifts, vouchers, and discounts.
Key Features:
1. Complimentary Annual Times Prime Membership: Enjoy the benefits of an annual subscription to Times Prime Membership, which provides access to offers and subscriptions on various brands, including Gaana Plus, TOI+, Myntra, SonyLIV, Chaayos, and Uber.
2. Entertainment Offers: Avail discounts on movie tickets through BookMyShow, where you can get 25% off (up to Rs. 350) per transaction. Additionally, enjoy discounts on dining experiences with PayEazy on EazyDiner, where you can receive an extra discount of up to Rs. 1,500 (maximum 10% of the bill).
3. Shopping & Lifestyle Offers: Get up to 20% off on online and offline shopping, wellness services, and hotel stays at selected partners. Explore city-wise offers that are updated regularly.
4. Additional Benefits: Enjoy up to 5% cashback on utility bills and shopping, fuel surcharge waivers on transactions between Rs. 400 and Rs. 4,000 (with a maximum waiver of Rs. 250 per month), and welcome vouchers worth Rs. 5,000 across various categories.
Renewal Offer:
Spend Rs. 1,50,000 in a year and get a waiver on the renewal membership fee for the HDFC Titanium Times Credit Card.
Smart EMI:
Convert your significant purchases into easy EMIs after the purchase to manage your expenses more conveniently.
Contactless Payment:
The HDFC Titanium Times Credit Card supports contactless payments, allowing you to make fast, convenient, and secure transactions at retail outlets. Look for the contactless network symbol on your card to determine its compatibility.
Reward Point/CashBack Redemption & Validity:
Reward Points Accrual: Earn 2 Reward Points for every Rs. 150 spent on the card. Additionally, earn 5 Reward Points for every Rs. 150 spent on dining spends on weekdays.
Reward Points Validity: The accumulated reward points are valid for a period of 2 years from the date of accumulation.
Please note that from 1st January 2023, rewards for certain transactions, such as EasyEMI and e-wallet loading, will not accrue reward points. Additionally, rewards points accrued for insurance transactions will have a maximum cap of 2,000 per day, and rewards points will not be accrued for fuel transactions.
The HDFC Titanium Times Credit Card offers a range of rewards and benefits, including Times Prime Membership, discounts on movies and dining, attractive offers on shopping and lifestyle, cashback on utility bills, and contactless payment capabilities. With its reward points program and renewal fee waiver, this card provides value and convenience for individuals who enjoy entertainment, dining, and shopping experiences. Be sure to review the fees and terms before applying to ensure it aligns with your financial needs and preferences.
Eligibility for HDFC Bank Titanium Times Card:
For Salaried Indian Nationals:
Age: Minimum 21 years to maximum 60 years
Net monthly income: Rs. 25,000 and above
For Self-Employed Indian Nationals:
Age: Minimum 21 years to maximum 65 years
Annual Income: Rs. 6,00,000 and above
Please note that these eligibility criteria are subject to change and may vary based on HDFC Bank’s policies and requirements. It is recommended to check with the bank for the most up-to-date eligibility criteria before applying for the HDFC Bank Titanium Times Card.
Fees and Charges
Joining/Renewal Membership Fees: The HDFC Bank Titanium Times Card has a joining/renewal membership fee of ₹500/- plus applicable taxes. You can click here to view the details of the fees and charges associated with the HDFC Bank Times Card Credit.
Please note that for cards sourced starting from 01-11-2020, the following terms and conditions are applicable:
The bank reserves the right to cancel the card if it remains inactive and no transactions are made for a continuous period of 6 (six) months. Prior written notice will be sent to the email address, phone number, and communication address registered in the bank’s records.
It is important to keep your card active by using it for transactions regularly to avoid any cancellation.
FAQs:
1. How can I become eligible for the complimentary Times Prime membership?
– To be eligible for the complimentary Times Prime membership, you need to make at least 3 transactions in a calendar quarter. For lifetime free cardholders, the membership is provided only for the first year if they meet the criteria and the card is issued after July’22.
2. What are the benefits of the Times Prime membership?
– The Times Prime membership offers various offers and subscriptions on brands like Gaana Plus, TOI+, Myntra, SonyLIV, Chaayos, and Uber. You can enjoy these benefits by availing the membership.
3. How many movie tickets can I purchase at a discounted rate using the HDFC Bank Titanium Times Card?
– You can purchase a maximum of 4 movie tickets per card per month at a discounted rate. The maximum discount per transaction is Rs. 350. Additionally, you can avail a discount of Rs. 50 on food and beverage once per user.
4. Are there any offers available on dining?
– Yes, you can get an extra discount of Rs. 1500 (up to 10% of your bill) when you use your HDFC Bank Titanium Times Card via PayEazy on EazyDiner.
5. Is there a fuel surcharge waiver available?
– Yes, you can enjoy a fuel surcharge waiver of 1% on transactions between Rs. 400 and Rs. 4000. The maximum waiver per month is Rs. 250.
Conclusion:
The HDFC Bank Titanium Times Card offers a range of benefits and rewards for cardholders. With complimentary Times Prime membership, discounts on movie tickets, dining offers, shopping discounts, and cashback on utility bills, this card provides value in various aspects of your lifestyle. Make sure to understand the terms and conditions associated with the card and explore the rewards and benefits available to maximize your card usage.
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