The HSBC Cashback Credit Card is designed to provide cardholders with cashback rewards on their everyday spending. With this card, you can enjoy attractive cashback offers across various categories, making it a great choice for those looking to maximize their savings. Here are some key features of the HSBC Cashback Credit Card:
Cashback Rewards: The card offers cashback on eligible spends made with the card. The cashback percentage and categories may vary, allowing you to earn cashback on groceries, dining, fuel, and other select categories.
Easy Redemption: The cashback earned can be easily redeemed against your outstanding credit card balance or as a credit in your card statement. This provides a convenient way to offset your expenses and reduce your overall credit card bill.
Welcome Offer: As a new cardholder, you may be eligible for a welcome offer that includes cashback or other exciting rewards upon meeting the specified spend criteria within the initial period after card issuance.
Contactless Payments: The HSBC Cashback Credit Card supports contactless payments, making transactions quick and convenient. Simply tap your card on the payment terminal to complete your purchase, without the need for a physical swipe or PIN entry for transactions up to a certain limit.
Global Acceptance: The card is widely accepted both domestically and internationally, allowing you to use it for purchases and cash withdrawals wherever you see the Visa/Mastercard logo.
Interest-Free Credit Period: Enjoy an interest-free period of up to a certain number of days on retail transactions, provided you pay your outstanding balance in full by the payment due date.
Additional Benefits: The HSBC Cashback Credit Card may come with additional benefits such as discounts, offers, and exclusive privileges on shopping, dining, travel, and more, as offered by HSBC and its partner merchants.
It is important to review the terms and conditions of the HSBC Cashback Credit Card, including eligibility criteria, fees, and other relevant details, before applying for the card. This will help you make an informed decision and maximize the benefits and rewards offered by the card.
Features of HSBC Cashback Credit Card
With the HSBC Cashback Credit Card, making the right choice is easy. This globally accepted card offers unlimited cashback on all your transactions, ensuring that you earn rewards effortlessly. Here are the key features of the HSBC Cashback Credit Card:
Unlimited Cashback: Enjoy the benefit of unlimited cashback on all your transactions. Whether you’re shopping online, dining out, or making any other purchases, you can earn cashback without any limits.
1.5% Cashback on Online Spends: Earn a generous cashback of 1.5% on all your online spends, excluding transfers of funds to online wallets. This makes it a perfect card for those who frequently shop online.
1% Cashback on Other Spends: For all other spends that are not categorized as online spends, you can earn a cashback of 1%. This ensures that you earn rewards on every transaction you make.
Zero Joining Fees: There are no joining fees associated with the HSBC Cashback Credit Card. You can avail of the benefits of the card without any upfront charges.
Annual Membership Fee Reversal: The annual membership fee for the card is INR 750. However, if your total annual spend exceeds INR 100,000, the membership fee will be reversed. This gives you an opportunity to enjoy the benefits of the card without worrying about the annual fee.
The HSBC Cashback Credit Card is designed to provide you with a hassle-free and rewarding experience. With its attractive cashback rates and easy fee structure, it offers a great way to make the most of your spending. Apply for the HSBC Cashback Credit Card today and start earning cashback on all your transactions.
Offers of HSBC Cashback Credit Card
As a new customer of the HSBC Cashback Credit Card, you can enjoy various welcome privileges when you make transactions of a minimum of INR 2,500 within 30 days of card issuance. These offers are valid from 16 April 2023 to 15 August 2023. Here are the details of the welcome privileges:
Vouchers:
- Amazon vouchers worth INR 500
- Swiggy voucher worth INR 500
- SonyLIV 12-month membership
- Myntra vouchers worth INR 300 x 5 (total worth INR 1,500)
- Ajio vouchers worth INR 600 x 5 (total worth INR 3,000)
5% Discount on Amazon:
- Enjoy a 5% discount on transactions of INR 1,000 or above on Amazon.
- The maximum discount per card per calendar month is INR 250, which can be availed across multiple eligible transactions.
- This offer is not valid during the Amazon Great Indian Festival Sale period.
Amazon Bill Payment Offer:
- Get a flat INR 50 off on post-paid utility payments of INR 500 or more.
- This offer can be availed four times in a calendar month per card.
- The maximum discount per card in a calendar month is INR 200.
EazyDiner Offer:
- Enjoy a 30% instant discount up to INR 600.
- This offer is valid once per month per card.
- The minimum order value should be INR 1,000.
Blinkit Offer:
- Get a flat 10% discount up to INR 100.
- Use the promo code “HSBC10” to avail the offer.
- The maximum discount that can be availed in a month is INR 300, spread across the first three eligible transactions in a calendar month.
PharmEasy Offers:
- Save flat 10% up to INR 150 on ordering prescribed medicines.
- Additionally, you will receive a complimentary 3-month PharmEasy Plus membership.
These welcome privileges are designed to enhance your experience with the HSBC Cashback Credit Card and provide you with additional benefits and discounts across various categories. Make the most of these offers and start enjoying the rewards of your new credit card.
Additional benefits of Cashback Credit Card
The HSBC Cashback Credit Card offers additional benefits and features to enhance your banking experience. Here are the details of these benefits:
Zero Liability for Lost Cards:
- If you lose your HSBC Cashback Credit Card, you won’t be held liable for any transactions made on the card after reporting and registering the loss with HSBC.
- You are also covered for any misuse of your card for up to 24 hours before reporting the loss, with a maximum liability limit of INR 300,000.
Emergency Card Replacement:
- In the event of a lost card, you can contact Visa Global Assistance Services or HSBC Helpline numbers to cancel your card and request an emergency card.
- The emergency card can be issued anywhere in the world within 3 days.
- Additionally, you have the option to retrieve emergency cash at over 22,000 HSBC outlets globally.
Insurance Benefits:
- The insurance benefits provided with the HSBC Cashback Credit Card are offered directly to cardholders by ICICI Lombard General Insurance Company Limited.
- The terms, conditions, and decisions of ICICI Lombard General Insurance Company Limited apply, and the bank is not liable for them.
- If you need to make a claim for settlements, you should directly contact ICICI Lombard General Insurance Company Limited.
- The insurance benefits on the credit card are available for valid primary cardholders only.
Other Benefits:
- The HSBC Cashback Credit Card offers regular card benefits, including cash advance, the option to request additional credit cards, global access, and access through Phone Banking.
- The card can also be used for online transactions, making it convenient for online shopping and entertainment.
- For full details and comprehensive information about these benefits and their corresponding terms and conditions, please refer to the Credit Card Services Guide provided by HSBC.
These additional benefits provide added convenience, security, and peace of mind to HSBC Cashback Credit Cardholders, making it a valuable financial tool for various banking needs.
Frequently Asked Questions (FAQs) about the HSBC Cashback Credit Card:
1. How can I apply for an HSBC Cashback Credit Card?
– You can apply for the HSBC Cashback Credit Card by visiting the HSBC website or contacting their customer service.
2. What is the cashback percentage offered on online spends?
– You can earn 1.5% cashback on all online spends (excluding transfer of funds to online wallets) with the HSBC Cashback Credit Card.
3. Is there a joining fee for the HSBC Cashback Credit Card?
– No, there is no joining fee for the HSBC Cashback Credit Card.
4. How can I get the annual membership fee reversed?
– The annual membership fee of INR 750 will be reversed if your total annual spend exceeds INR 100,000.
5. What are the benefits of the Zero Liability feature?
– With the Zero Liability feature, you won’t be held liable for any transactions made on your card after reporting the loss. You’re also covered for any misuse of your card for up to 24 hours before reporting the loss, up to a limit of INR 300,000.
6. Can I request an emergency card replacement if I lose my card?
– Yes, if you lose your HSBC Cashback Credit Card, you can contact Visa Global Assistance Services or HSBC Helpline numbers to have your card cancelled and request an emergency card. It can be issued anywhere in the world within 3 days.
Conclusion:
The HSBC Cashback Credit Card offers a range of benefits, including unlimited cashback on all transactions, attractive welcome privileges, insurance coverage, and convenient features like contactless payments and emergency card replacement. With competitive cashback rates and no joining fee, this card is designed to provide value and convenience to cardholders. It is recommended for individuals who want to earn cashback rewards on their everyday purchases and enjoy additional benefits and services offered by HSBC.
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