The ICICI Bank Sapphiro Credit Card is a premium credit card offered by ICICI Bank, designed to provide an elevated and luxurious experience to cardholders. Packed with exclusive benefits and rewards, the ICICI Bank Sapphiro Credit Card is tailored to meet the lifestyle needs of discerning individuals. Here is an introduction to the features, benefits, and privileges of the ICICI Bank Sapphiro Credit Card:
Welcome Benefits:
- As a new cardholder, you can enjoy welcome vouchers worth Rs 10,000+ from popular brands.
- These vouchers can be redeemed for various lifestyle products, travel bookings, and more, enhancing your shopping and travel experiences.
Reward Points:
- With every purchase made using your ICICI Bank Sapphiro Credit Card, you can earn reward points.
- Accumulated reward points can be redeemed for a wide range of options, including flights, hotels, merchandise, and vouchers, adding value to your spending.
Airport Lounge Access:
- The ICICI Bank Sapphiro Credit Card provides complimentary access to select airport lounges in India.
- You can enjoy a comfortable and relaxing pre-flight experience with facilities like refreshments, Wi-Fi, and more.
Dining Benefits:
- Indulge in exquisite dining experiences with the ICICI Bank Sapphiro Credit Card’s culinary privileges.
- Avail discounts and offers at partner restaurants, ensuring delightful dining moments with your loved ones.
Entertainment Offers:
- Enjoy discounts on movie tickets and other entertainment experiences.
- You can avail yourself of exclusive offers and savings when booking movie tickets through partner platforms.
Insurance Coverage:
- The ICICI Bank Sapphiro Credit Card provides complimentary air accident insurance and lost card liability coverage, offering financial security and peace of mind.
EMV Chip Card:
- The ICICI Bank Sapphiro Credit Card comes with an embedded EMV chip, providing enhanced security against counterfeit and fraudulent transactions.
- You can enjoy a secure payment experience both online and at physical merchants.
Fees and Eligibility:
- The ICICI Bank Sapphiro Credit Card is available for individuals who meet the eligibility criteria set by ICICI Bank.
- The annual fee for the primary cardholder and supplementary cardholder may apply, which can be confirmed at the time of application.
Note: The specific details of the features, benefits, fees, and eligibility criteria of the ICICI Bank Sapphiro Credit Card may vary. It is advisable to refer to the official ICICI Bank website or contact their customer support for the most accurate and up-to-date information before applying for the card.
Benefits and Features
The ICICI Bank Sapphiro Credit Card offers an array of exclusive benefits and privileges. Here’s a summary:
Reward Points:
Earn up to 20,000 ICICI Bank Reward Points every anniversary year with your ICICI Bank Sapphiro Credit Card.
Airport Lounge Access and Spa Visits:
Enjoy 2 complimentary international airport lounge visits and 2 complimentary domestic airport spa visits per calendar year as a part of the Dreamfolks Programme.
Additional Airport Lounge Access:
Get 4 complimentary access per quarter to select airport lounges in India by spending a minimum of Rs 5,000 or above in a calendar quarter with your ICICI Bank Sapphiro Credit Card.
Golf Privileges:
Indulge in your love for golf with up to 4 complimentary rounds of golf every month. Eligibility is based on your card’s eligible spends.
Movie Ticket Offers:
When booking movie or event tickets through BookMyShow, use your ICICI Bank Sapphiro Credit Card to avail up to Rs 500 off on the second ticket. This offer can be availed twice every month.
Culinary Treats:
Access exclusive dining offers through the ICICI Bank Culinary Treats Programme. Visit www.icicibank.com/culinarytreats for more details.
Please note that terms and conditions apply to these benefits and it is recommended to visit the official ICICI Bank website or contact their customer support for complete and up-to-date information.
Rewards and Privileges
The ICICI Bank Sapphiro Credit Card offers a range of exclusive benefits and privileges designed to enhance your travel and lifestyle experiences. Here’s a rephrased summary of the key features:
Dreamfolks Membership Programme:
- As a member of the Dreamfolks Programme, you can enjoy the convenience of digital airport access with over 450 luxurious airport lounges worldwide, irrespective of your airline or class of travel.
- The membership includes 2 complimentary international airport lounge visits and 2 complimentary domestic airport spa sessions in India per calendar year.
- Explore additional offers on shopping, dining, and limo services through the Dreamfolks app.
Airport Lounge Access:
- With the ICICI Bank Sapphiro Credit Card, you receive 4 complimentary access to select airport lounges in India each quarter.
- To avail this benefit in the next quarter, you need to spend a minimum of Rs 5,000 or more on your card in a calendar quarter.
- Access is applicable for the primary cardholder, and subsequent visits beyond the complimentary ones may incur charges determined by the lounge service provider.
Complimentary Golf Rounds:
Enjoy up to 4 complimentary rounds of golf every month at prestigious golf courses in India and abroad.
You are eligible for one complimentary round or lesson for every Rs 50,000 in retail spends from the previous calendar month.
Book your game through the Golftripz website using your ICICI Bank Sapphiro Credit Card details.
Movie Ticket Offers:
When booking movie or event tickets through BookMyShow, avail up to Rs 500 off on the second ticket twice every month using your ICICI Bank Sapphiro Credit Card.
Culinary Treats:
Indulge in fine dining experiences with exclusive offers through the ICICI Bank Culinary Treats Programme.
Visit www.icicibank.com/culinarytreats or download the Culinary Treats mobile app for more details.
Concierge Services:
Access personalized assistance and services through i-Assist, ICICI Bank’s 24×7 concierge service. Services include restaurant reservations, gift assistance, hotel and flight bookings, car rental, movie ticket delivery, medical concierge, and emergency auto assistance.
Chip and Pin Card:
The ICICI Bank Sapphiro Credit Card is equipped with an embedded microchip for enhanced security and includes a Personal Identification Number (PIN) for in-person transactions at merchant outlets.
Fuel Surcharge Waiver:
Enjoy a 1% waiver on fuel surcharges for transactions at any fuel outlet.
Please note that for detailed information, terms and conditions, and specific lists, it is recommended to visit the respective websites provided or contact ICICI Bank directly.
Joining Rewards
Upon payment of the joining fees for the ICICI Bank Sapphiro Credit Card, you can enjoy the benefit of receiving welcome vouchers worth ₹9,000 or more within 45 days. The vouchers include:
- Tata CliQ Voucher worth ₹3,000
- EaseMyTrip Vouchers worth ₹4,000 (consisting of four vouchers worth ₹1,000 each)
- Uber Vouchers worth ₹1,000 (consisting of four vouchers worth ₹250 each)
- Croma Voucher worth ₹1,500
- For detailed information about how to redeem these vouchers and to review the associated terms and conditions, kindly refer to the relevant documentation or contact ICICI Bank for further assistance.
Fees and Charges
To obtain the ICICI Bank Sapphiro Credit Card, there is a joining fee of Rs 6,500 plus GST. Upon payment of the joining fee, you will receive welcome vouchers for shopping and travel worth Rs 9,000 or more within 45 days.
For subsequent years, an annual fee of Rs 3,500 plus GST is applicable. However, this fee is waived off if you have spent more than Rs 6 lakh in the previous year.
Additionally, the finance charges for the credit card are 3.40% per month or 40.80% per annum. The late payment fees vary based on the outstanding amount, ranging from nil for amounts below Rs 100 to Rs 750 for a total amount due exceeding Rs 10,000.
Please note that the joining fee and annual fee amounts are subject to GST, and the waiver of the annual fee is dependent on meeting the specified spending criteria in the previous year.
FAQs:
1.What is the eligibility criteria to apply for the ICICI Bank Sapphiro Credit Card?
The eligibility criteria include being a citizen of India, being at least 23 years old for the primary card and 18 years old for the supplementary card, and having a minimum monthly salary of Rs 50,000 or a minimum annual income of Rs 6 lakh for self-employed individuals.
2.What documents are required for the credit card application?
You need to submit identity proof documents such as PAN Card, Aadhaar Card, Voter’s ID, or Driving License. For address proof, electricity bills or phone bills with your address on them can be submitted. Additionally, you need to provide the latest IT Returns and salary slips along with a passport-sized photograph.
3.What are the benefits of the Dreamfolks Membership Programme?
With the Dreamfolks Membership Programme, you can enjoy complimentary access to over 450 airport lounges in 115 countries worldwide. You also get 2 complimentary international airport lounge visits and 2 complimentary domestic airport spa visits per calendar year. The programme offers a convenient digital platform for airport services and provides access to exciting offers for shopping, dining, and more.
4.How can I avail the golf benefits with the ICICI Bank Sapphiro Credit Card?
By spending a minimum of Rs 50,000 on your card in the previous calendar month, you can avail a complimentary Golf Round/Lesson. You can book your game through the Golftripz website using your registered email ID with ICICI Bank Credit Cards.
5.Are there any offers on movie and event tickets with the credit card?
Yes, with the ICICI Bank Sapphiro Credit Card, you can buy one movie/event ticket and get up to Rs 500 off on the second ticket twice every month through BookMyShow.
Conclusion:
The ICICI Bank Sapphiro Credit Card offers a range of benefits and privileges to enhance your lifestyle. With access to airport lounges, golfing privileges, discounts on movie tickets, and exclusive dining offers, the card provides a rewarding experience. Additionally, the joining fee and annual fee can be waived off based on your spending patterns, making it a valuable credit card option.
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