Kotak League Platinum Credit Card

Experience a world of exclusive privileges that perfectly complement your lifestyle. With the League Platinum Card, you can unlock a host of benefits that will enhance your shopping experience. Enjoy a wide range of rewards, fuel surcharge waiver, priority assistance, lost or stolen fraud cover, and much more.



Premier Rewards Program:
With the League Platinum Card, you can earn 8 Reward Points for every Rs. 150 spent. This rewards program allows you to accumulate points quickly and redeem them for a variety of exciting options.

Joining Gift:
As a welcome gesture, you will receive 5,000 Rewards points worth Rs. 500 upon joining. It’s our way of showing appreciation for choosing the League Platinum Card.

League Priority Attend:
We understand the value of your time and convenience. With League Platinum Card, you can enjoy on-call solutions and a complimentary check pickup facility. We are here to provide you with prompt assistance and personalized service.

Fuel Surcharge Waiver:
Say goodbye to fuel surcharges with our Fuel Surcharge Waiver. You can enjoy waivers of up to Rs. 3500 annually, making your fuel purchases more cost-effective.

In summary, the League Platinum Card offers a range of benefits and rewards to enhance your lifestyle. From the Premier Rewards Program that allows you to earn points on your purchases, to the joining gift, priority assistance, and fuel surcharge waiver, this card is designed to provide you with a seamless and rewarding shopping experience.

Benefits and Features of Kotak League Platinum Credit Card

Premier Reward Points:
With your Kotak League Credit Card, you can earn up to 8 reward points on every Rs. 150 spent across various categories. The earning structure is as follows:

*Special Categories include Travel Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers, Electric Sales, Durable Goods, and Departmental Stores.

Joining Gift:
Upon realization of the joining fee, you will receive reward points worth Rs. 500 as a joining gift. Please note that this is applicable for the League joining fee variant only.

League Priority Attend:
We understand the importance of your time. Instead of you reaching out to us, we will proactively reach out to you. Simply send an SMS “KASSIST” to 5676788, and we will call you back within 30 minutes. Additionally, we offer complimentary cheque pickup to make it convenient for you to pay your monthly dues.

Fuel Surcharge Waiver:
For transactions ranging between Rs. 500 and Rs. 3000, you can enjoy a fuel surcharge waiver. The maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500. Please note that reward points are not earned on fuel transactions.

Railway Surcharge Waiver:
Save on railway surcharges for transactions made on www.irctc.co.in and Indian Railways Booking Counters. The maximum railway surcharge waiver allowed in a calendar year is Rs. 500. Reward points are not earned on railway transactions.

Add-on Card:
Your Add-on Card provides all the benefits that you enjoy on your primary Card. You have the flexibility to set the spend limit on your Add-on Card as per your preference. Additionally, you can track spends separately for each of your Add-on Card(s).

Milestone Feature:
By spending Rs. 1,25,000 every 6 months, you can enjoy 4 free PVR tickets or 10,000 reward points as a milestone benefit. You have two redemption options:

Redemption Option 1:
Receive a maximum of 8 free PVR tickets every year. The tickets can be used for any day and any show, and they are transferable. A Star Pass Code will be issued, which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com. Please note that PVR tickets must be claimed within 3 months after the program period ends.

Redemption Option 2:
Reward points will be credited in the next billing cycle. These reward points can be used for various redemption options such as Airtickets, Movie Tickets, Mobile Recharge, and Branded Merchandise. Similar to Option 1, reward points must be claimed within 3 months after the program period ends. If the price of the ticket exceeds Rs. 400, the cardholder will need to pay the difference amount along with booking/convenience fees. Please note that PVR tickets are not applicable for customers residing in non-PVR location cities, and PVR movie tickets can only be redeemed online at www.pvrcinemas.com.

For milestone benefits, all transactions settled during the milestone period will be considered. For example, if the milestone period is from January 1, 2021, to June 30, 2021, transactions settled until June 30, 2021, will be considered for milestone benefits. Any transaction settled after June 30, 2021, will be considered in the next milestone period.

Eligibility Criteria

To be eligible for the League Platinum Card, please ensure that you meet the following criteria:
Primary Card Holder:

  • Age: Between 21 years and 65 years
  • Location: Residing in any of the following cities: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune
  • Income: Annual income of Rs. 5 Lakhs and above
  • Residency: Should be a resident of India

Add-on Card Holder:

  • Age: 18 years and above

Please note that these eligibility criteria are subject to change as per the issuer’s discretion.

Rewards Redemption

Introducing Kotak Rewards, a convenient point redemption currency that allows you to easily manage and utilize your rewards points earned on your Kotak credit cards. With Kotak Rewards, you can redeem your points across a wide range of categories such as Mobile Recharge, Shopping for over 10,000 products, E-vouchers from various brands, Movies with BookMyShow vouchers, Travel, and much more! Experience the convenience of paying without cash or card by utilizing your accumulated reward points. Find out more about this feature and its benefits. Terms and conditions apply. Start redeeming now!

Visa payWave

Introducing Visa payWave, a fast, secure, and convenient way to make payments. With your Kotak Visa payWave Credit Card, you can simply wave your card to pay for transactions up to Rs. 5000 without the need for a PIN. Contactless payments using Visa payWave are not only safe but also provide a seamless experience. Your credit card never leaves your hand, minimizing the risk of loss or counterfeiting. Multiple layers of security ensure protection against fraudulent or unauthorized transactions.

Here’s how the PayWave Credit Card works:
Step 1: Look for the Visa PayWave mark and contactless logo at the point of sale.

Step 2: The cashier enters your purchase amount into the terminal, which is displayed on the contactless reader.

Step 3: Hold your credit card close to the POS (less than 4 cm) where the contactless logo appears.

Step 4: The transaction is complete when you see four green indicator lights or hear a beep sound. A message on the screen confirms the completion of the transaction. No PIN entry is required.

Please note that the need for PIN entry on the POS terminal may vary based on country-specific regulations and can change over time. In India, as per the RBI notification on Additional Factor Authentication for contactless transactions, PIN input is not required for contactless transactions up to Rs. 5000 per transaction. However, for transactions above Rs. 5000, the card needs to be processed in Chip & PIN mode, and PIN authentication becomes mandatory. The permissible transaction limit for contactless usage is determined by the RBI and is subject to change based on the latest regulations.

FAQs:

1. How does Visa payWave technology work?
Visa payWave technology enables contactless payments by allowing you to wave your credit card over a contactless reader to make a payment. The card uses radio frequency technology to securely transmit payment information to the reader, making the transaction quick and convenient.

2. Is Visa payWave secure?
Yes, Visa payWave transactions are secure. They are supported by multiple layers of security, including encryption and authentication protocols, to protect your payment information and prevent fraudulent transactions.

3. What is the transaction limit for Visa payWave payments?
The transaction limit for Visa payWave payments in India is set by the Reserve Bank of India (RBI). As of the latest regulations, PIN entry is not required for contactless transactions up to Rs. 5000 per transaction. Transactions above this amount require Chip & PIN authentication.

4. Can I use Visa payWave for all types of purchases?
Visa payWave can be used for a wide range of purchases, including retail shopping, dining, and transportation. However, certain merchant terminals may not support contactless payments. In such cases, you can still use your card by inserting it into the terminal and entering your PIN.

Conclusion:

The Kotak League Platinum Card offers an array of benefits and privileges to enhance your lifestyle. With the Premier Rewards Program, you can earn up to 8 reward points for every Rs. 150 spent, both in special categories and other categories. The card also comes with a joining gift of 5,000 reward points worth Rs. 500.

Additional features include League Priority Attend, which provides on-call solutions and complimentary cheque pickup facilities, and a Fuel Surcharge Waiver of up to Rs. 3500 annually. The card also offers the option to add an add-on card with the same benefits, set spend limits, and track expenses separately.

Furthermore, the Milestone Feature allows you to earn 4 free PVR tickets or 10,000 reward points by spending Rs. 1,25,000 every 6 months. These rewards can be redeemed for various options, including movie tickets, travel, and branded merchandise.
In conclusion, the League Platinum Card offers a range of privileges, rewards, and conveniences that cater to your lifestyle needs. Whether it’s earning reward points, enjoying priority assistance, or availing fuel surcharge waivers, this card provides value and convenience in your everyday transactions.

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