Introducing the Kotak Mojo Platinum Credit Card! This credit card is designed to elevate your life game by making your spending more rewarding. Here are some key features:
Choice on rewards:
Earn Mojo points on every spend you make. You’ll earn Mojo points against every Rs. 100 spent, giving you the flexibility to choose from a wide range of rewards.
Airport Lounge access:
Enjoy the luxury of Airport Lounge access, where you can indulge in gourmet meals and experience a host of other exclusive amenities.
Fuel Surcharge waiver:
Say goodbye to fuel surcharges! With the Kotak Mojo Platinum Credit Card, you can enjoy a fuel surcharge waiver of up to Rs. 3500 annually, making your fuel purchases more affordable.
Annual Fees waiver:
We value your loyalty. That’s why you’ll receive an annual fees waiver for every Rs. 1 spent with your Credit card. This means that the more you use your card, the more you benefit from this waiver.
In summary, the Kotak Mojo Platinum Credit Card offers you the freedom to choose your rewards, access to luxurious airport lounges, savings on fuel surcharges, and an annual fees waiver based on your spending. It’s time to raise your life game with this exciting credit card!
Benefits and Features of Kotak Mojo Platinum Credit Card
Mojo points:
Earn unlimited 2.5 Mojo points for every Rs. 100 spent on online transactions.
Earn unlimited 1 Mojo point for every Rs. 100 spent on all other transactions.
Mojo points are valid for 2 years from the date of accrual.
Shop more and earn more Mojo Points:
With the Mojo Platinum Credit Card, you can indulge your shopping desires.
Earn 2.5 Mojo points for every Rs. 100 spent on online transactions.
Earn 1 Mojo point for every Rs. 100 spent on all other retail transactions, excluding fuel and cash withdrawals.
Milestone Gift:
Celebrate your milestones with us! Spend Rs. 75,000 every quarter and receive 2500 Mojo points as a gift. This offer is valid for the first year only. For more details, please refer to the Milestone tab.
Annual Travel Benefits:
Enjoy the luxury of complimentary Airport Lounge access. Get 8 complimentary visits to Dream Folks Airport Lounges annually, both in domestic and international terminals. This includes 2 visits per quarter. For more details, please click here.
Joining Fees waiver:
We appreciate your loyalty. Get your Joining fees of Rs. 1,000 waived when you spend Rs. 30,000 within the first 90 days after card issuance. All eligible customers will receive the joining fee waiver within 90-120 days after card issuance.
Annual Fees waiver:
Enjoy an annual fees waiver by spending Rs. 1 lakh annually with your Mojo Platinum Credit Card.
Fuel Surcharge Waiver:
Say goodbye to fuel surcharges! Avail a 1% fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 3,000. You can enjoy a maximum fuel surcharge waiver of Rs. 3,500 in each anniversary year. Please note that fuel transactions do not earn Mojo points.
Railway Surcharge Waiver:
Save on railway surcharges! Enjoy a railway surcharge waiver of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. The maximum railway surcharge waiver allowed in an anniversary year is Rs. 500.
Priority attend:
We understand the value of your time. Instead of you reaching out to us, we will reach out to you. Simply SMS “KASSIST” to 5676788, and we will call you back within two hours. We also provide complimentary cheque pickup for your convenience.
Add-on Card:
Extend the benefits of your Mojo Platinum Credit Card to your loved ones. The Add-on Card will have all the same benefits as your primary credit card. You can set the spend limit on the Add-on Card as per your preference and track spends separately for each Add-on Card. Apply now for an Add-on Card for a small fee of Rs. 299 only.
Safety features:
We prioritize your security. The Mojo Platinum Credit Card comes with an embedded EMV Chip that provides an additional level of security. It also requires a 6-digit PIN authentication for enhanced transaction security.
Rewards Redemption:
Kotak Rewards:
Introducing Kotak Rewards – a new point redemption currency that simplifies the management of rewards points on your Kotak credit cards. You can redeem your points across various categories, including Mobile Recharge, Shopping (with a selection of 10,000 products), E-vouchers from different brands, Movies (BookMyShow Vouchers), Travel, and more! Terms and conditions apply. Start redeeming now.
Pay with Reward Points:
Experience the convenience of paying without cash or card by using your reward points. Learn more about this feature.
For the Mojo Platinum Credit Card, you have the option to redeem each Mojo point at a value of Re. 0.40p against your outstanding statement. To avail this redemption, you can contact our customer contact centre and raise a service request. Please note that a minimum of 2500 Mojo points is required for redemption through the customer contact centre.
For redemption through other channels or modes, each Mojo point can be redeemed at a value of Rs. 0.25.
Please keep in mind that terms and conditions may apply to the redemption process.
Eligibility Criteria:
To be eligible for the Kotak Mojo Platinum Credit Card, please ensure that you meet the following criteria:
Primary Credit Card holder:
- Age bracket: 21 years to 65 years
- Location: You should be residing in one of the following cities: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, or Pune.
- Minimum income: Your annual income should be Rs. 4 lakh or above.
- Residency: You should be a resident of India.
Add-on Card holder:
Age: Add-on Card holders should be 18 years of age or above.
Please note that meeting the eligibility criteria is important to be considered for the Kotak Mojo Platinum Credit Card.
Visa payWave
Experience the convenience of Visa payWave – a fast, safe, and secure way to make payments with your Kotak Mojo Credit Card. With Visa payWave, you can simply wave your credit card on the reader to complete transactions of up to Rs. 5000 without the need to enter a PIN.
Discover the benefits of contactless payments and why they are considered safe and secure:
- Your Credit Card remains in your hand throughout the transaction, minimizing the risk of credit card loss or fraudulent activities.
- Contactless payments are supported by multiple layers of security, providing you with peace of mind and protection against unauthorized transactions.
Embrace the ease and security of Visa payWave for a seamless payment experience with your Kotak Mojo Credit Card.
Frequently Asked Questions (FAQs):
1. How can I earn Mojo points?
You can earn Mojo points on your Kotak Mojo Platinum Credit Card by making eligible transactions. You earn 2.5 Mojo points for every Rs. 100 spent on online purchases and 1 Mojo point for every Rs. 100 spent on all other retail purchases, excluding fuel and cash withdrawals.
2. How long are Mojo points valid?
Mojo points are valid for a period of 2 years from the date of accrual. Make sure to redeem them before they expire.
3. What are the milestone benefits?
As a Kotak Mojo Platinum Credit Cardholder, you can enjoy milestone benefits. By spending Rs. 75,000 or more in a quarter, you can earn 2500 reward points. Please note that the milestone benefit is applicable for the first year only.
4. How can I redeem my Mojo points?
You can redeem your Mojo points through Kotak Rewards, which offers a wide range of redemption options. You can redeem your points for mobile recharge, shopping across various products, e-vouchers from popular brands, movie vouchers (BookMyShow), travel bookings, and more. Alternatively, you can also redeem your Mojo points by calling the customer contact center for statement credit redemption. The minimum requirement for redemption through the contact center is 2500 Mojo points.
5. Is there an annual fee for the Kotak Mojo Platinum Credit Card?
The Kotak Mojo Platinum Credit Card offers an annual fee waiver on spending Rs. 1 lakh or more annually. This means you can enjoy the benefits of the card without paying an annual fee if you meet the spending criteria.
Conclusion:
The Kotak Mojo Platinum Credit Card is designed to enhance your shopping experience and reward your spending. With unlimited Mojo points on online and retail purchases, milestone benefits, airport lounge access, fuel surcharge waiver, and more, this card offers a range of features to elevate your lifestyle.
With the convenience of Visa payWave, you can make contactless payments of up to Rs. 5000 without the need for a PIN, ensuring a fast, safe, and secure transaction.
Take advantage of the rewards redemption options through Kotak Rewards, where you can redeem your Mojo points for various categories like mobile recharge, shopping, e-vouchers, movies, and travel.
In conclusion, the Kotak Mojo Platinum Credit Card brings together rewards, benefits, and convenience to elevate your financial journey and make your spends more rewarding.
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