Introducing to the SimplyCLICK SBI Card: Privileges and Features
Log-in Gift:
Upon payment of the Annual Fee of Rs. 499 + taxes, you will receive an Amazon.in gift card worth Rs. 500 as a log-in gift. Detailed terms and conditions can be found by clicking here.
e-Shopping Rewards:
Earn 10X Reward Points on online spends with exclusive partners such as Apollo24X7, BookMyShow, Cleartrip, Eazydiner, and Netmeds. Additionally, earn 5X Reward Points on all other online spends.
Milestone Rewards:
For annual online spends of Rs. 1 Lakh, you will receive an e-voucher worth Rs. 2,000. Similarly, for annual online spends of Rs. 2 Lakhs, you will receive another e-voucher worth Rs. 2,000.
Complete Fuel Freedom:
Enjoy a 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000 (exclusive of GST and other charges).
Annual Fee Reversal:
If you spend Rs. 1,00,000 or more on your SimplyCLICK SBI Card in a year, the annual fee of Rs. 499 will be reversed for the subsequent year.
Contactless Technology:
With contactless technology, you can simply wave your card at a secure reader to complete a transaction. This feature offers convenience and security.
Please note that terms and conditions apply to these privileges and features. For more details, refer to the specific terms and conditions provided by the bank.
Benefits and Features of SimplyCLICK SBI Credit Card
Contactless Advantage:
With the SimplyCLICK SBI Card, you can enjoy the advantages of contactless payments. Simply wave your card at a secure reader to make your transactions.
Fast & Convenient: You no longer need to hand over your card or search for cash or coins for small everyday purchases. Contactless payments make the process fast and convenient.
Security: During a contactless transaction, your card never leaves your hand, reducing the risk of card loss and fraud through skimming or counterfeiting. Even if you wave the card multiple times at the reader, the unique security key feature of Visa payWave ensures that only one transaction is processed, providing added security.
For more information, you can download the FAQs by clicking here. You can also access the list of merchants enabled for contactless transactions by clicking here.
Worldwide Acceptance:
Your SimplyCLICK SBI Card is accepted at over 24 million outlets worldwide, including 3,25,000 outlets in India. You can use your card to make payments at any merchant that accepts Visa or MasterCard.
Add-on Cards:
Empower your family members by providing them with add-on cards for your SimplyCLICK SBI Card. Add-on cards can be issued to your parents, spouse, children, or siblings above the age of 18.
Cash on the Go:
Withdraw cash from over 1 million Visa or MasterCard ATMs globally using your SimplyCLICK SBI Card.
Utility Bill Payment Facility:
Utilize the Easy Bill Pay facility on your SimplyCLICK SBI Card to conveniently pay your electricity, telephone, mobile, and other utility bills.
Balance Transfer on EMI:
Save money on credit card dues by transferring the outstanding balance from other banks’ credit cards to your SimplyCLICK SBI Card. Avail a lower rate of interest and repay in easy EMIs. Log in to sbicard.com with your user ID and password to take advantage of this service.
Flexipay:
Convert your transactions of Rs. 2,500 or more into easy monthly installments using Flexipay. Within 30 days of purchase, log in to sbicard.com with your username and password to convert the transaction into Flexipay.
For more information about Balance Transfer on EMI and Flexipay, click here.
Note: It is advisable to refer to the specific terms and conditions provided by the bank for these features and services.
Fees and Charges
Fees:
The SimplyCLICK SBI Card comes with the following fee structure:
- Annual Fee (one-time): Rs. 499
- Renewal Fee (per annum): Rs. 499 from the second year onwards. The renewal fee can be reversed if the annual spends for the previous year are equal to or exceed Rs. 1,00,000.
- Add-on Fee (per annum): Nil
For detailed information about fees and other applicable charges, please refer to the Most Important Terms & Conditions provided by SBI Card.
Order of Payment Settlement:
When making payments for your cardholder account, the settlement will follow the following order:
1. Minimum Amount Due: This includes all applicable taxes, EMI on EMI-based products, and 5% of the total outstanding amount.
2. Fees & Other Charges
3. Interest Charges
4. Balance Transfer Outstanding
5. Purchase Outstanding
6. Cash Advance
Things to Know:
Here are some important points to keep in mind:
- Cheques payable outside the clearing zones are not accepted. Payments through local cheques or drafts payable in Delhi are accepted.
- All taxes will be charged as applicable on the fees, interest, and charges mentioned.
Your continued use of the card will be considered as acceptance of any amendments made.
For assistance, please contact the SBI Card helpline at:
Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290.
Frequently Asked Questions (FAQs) about SimplyCLICK SBI Card:
1. How can I earn e-Shopping Rewards?
– You can earn 10X Reward Points on online spends with exclusive partners such as Apollo24X7, BookMyShow, Cleartrip, Eazydiner, and Netmeds. Additionally, you can earn 5X Reward Points on all other online spends.
2. What are Milestone Rewards?
– Milestone Rewards offer e-vouchers worth Rs. 2,000 on annual online spends of Rs. 1 lakh and Rs. 2 lakhs respectively.
3. How does the fuel surcharge waiver work?
– You can enjoy a 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000 (exclusive of GST and other charges).
4. Is there a way to get the annual fee reversed?
– Yes, if you spend Rs. 1,00,000 or more on your SimplyCLICK SBI Card in the previous year, you can get the annual fee of Rs. 499 reversed for the subsequent year.
Conclusion:
The SimplyCLICK SBI Card offers numerous privileges to enhance your shopping and online experiences. With attractive rewards, fuel surcharge waiver, and the flexibility of add-on cards, it provides convenience and benefits to cardholders. It also offers contactless technology for faster and more secure transactions. Make sure to review the fees, payment settlement order, and other important terms and conditions provided by SBI Card. For any further assistance, you can contact the SBI Card helpline. Enjoy the advantages of your SimplyCLICK SBI Card and make the most of your shopping and online transactions.
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