Introducing the Tata Star Platinum Card – Privileges on Tata Star Card SELECT. With the Tata Star Card SELECT, you can enjoy a range of special offers and exclusive benefits:
Welcome & Anniversary Benefits:
As a cardholder, you will receive a Welcome e-Gift Voucher worth Rs. 3,500 from STAR. On your card anniversary, you will also receive an Anniversary e-Gift Voucher worth Rs. 3,000 from STAR. To be eligible for the anniversary voucher, you need to cross spends of Rs. 2 lakhs in the previous year.
Value Back:
Earn a value back of 3.5% on spends at STAR Outlets and up to 5% value back on select TATA Outlets. This allows you to enjoy savings on your purchases.
Reward Points:
For every Rs. 100 spent on Departmental & Grocery stores, Dining, and International spends, you will earn 3 Reward Points. On other retail spends, you will earn 1 Reward Point per Rs. 100 spent. Each Reward Point is equivalent to Rs. 1, providing you with additional benefits.
Bonus Spend Rewards:
When you reach spending milestones of Rs. 4 lakhs and Rs. 5 lakhs, you will receive STAR e-Gift Vouchers worth Rs. 3,000 each. The e-Gift Voucher codes will be sent to your registered mobile number within 30 working days from achieving the milestone spends threshold.
The Tata Star Platinum Card offers a host of privileges and rewards, including welcome and anniversary benefits, value back on spends, reward points, and bonus spend rewards. Apply for the Tata Star Platinum Card today to enjoy these exclusive privileges and enhance your shopping experience.
Benefits and Features of Tata Star Platinum Card
Fuel Surcharge:
You can enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 to Rs. 4,000 at any petrol pump in India. To avail of this benefit, simply make a fuel purchase within the specified amount range. The maximum surcharge waiver is Rs. 250 per statement cycle, per credit card account.
Airport Lounge Access:
As a Tata Star Platinum Cardholder, you have exclusive access to premium MasterCard lounges in India. You are entitled to 8 complimentary visits per year to Domestic MasterCard Lounges in India, with a maximum of 2 visits per quarter. For the list of available airport lounges, please click here.
Worldwide Acceptance:
Your Tata Star Platinum Card is accepted at over 24 million outlets worldwide, including 3,25,000 outlets in India. You can use your card for payments at any establishment that accepts MasterCard.
Credit Facility:
The Tata Star Platinum Card offers you flexibility in payment options. You can plan your outstanding payments with the extended credit option, allowing you to pay any amount from the minimum amount due to the total outstanding amount shown in your monthly statement. You can also carry forward the unpaid balance at one of the lowest finance charges available.
Enhanced Power with Add-On Cards:
You can apply for add-on cards for your spouse, parents, children, or siblings above the age of 18. This feature provides enhanced convenience and accessibility for your family members.
Cash on the Go:
Withdraw cash from over 1 million Visa or MasterCard ATMs worldwide using your Tata Star Platinum Card. Please check the card logo on the front before making cash withdrawals.
Online Booking of Railway Tickets:
With your Tata Star Platinum Card, you can conveniently book your railway tickets online and enjoy home delivery. Follow the steps provided on the IRCTC website for ticket booking and make payments using your Tata Star Platinum Card through the designated payment gateways.
Utility Bill Payment Facility:
You can make online payments for your utility bills, including electricity, insurance, and telephone bills, using your Tata Star Platinum Card. This facility offers you the convenience of managing your bill payments from the comfort of your home.
Guaranteed Peace of Mind:
For any queries or concerns, the Tata Cards Customer helpline is available 24×7. If calling from BSNL/MTNL, dial 1800 180 8282, and for other numbers, dial 39 02 34 56. The Global Customer Assistance Services are available worldwide to assist you.
Balance Transfer:
Save money on your credit card dues by transferring the outstanding balance of other credit cards to your Tata Star Platinum Card, which offers a lower rate of interest.
Flexipay:
With Flexipay, our easy installment plan, you can shop without worrying about immediate payment. You have the option to repay your purchases in easy monthly installments, and you can choose the suitable Flexipay plan within 30 days of purchase by calling our customer service.
E-Statements:
Receive your monthly statements directly in your inbox, eliminating postal delays, lost statements, and the fear of late payments.
With the Tata Star Platinum Card, you have global access 24/7, providing you with a wide range of benefits and conveniences for your financial needs.
Fees and Charges
Fees
- One-time Annual Fee: Rs. 2,999+GST
- Renewal Fee (per annum): Rs. 2,999+GST
- Add-on Fee (per annum): Nil
Extended Credit
- Interest-Free Credit Period: 20-50 days, applicable only to retail purchases if the previous month’s outstanding balance is paid in full
- Finance Charges: Up to 3.50% per month (42% per annum) for Unsecured Cards; 2.5% per month (33% per annum) for Secured Cards
- Minimum Amount Due: 5% of the total outstanding balance, with a minimum of Rs. 200 + all applicable taxes + EMI (for EMI-based products) + OVL amount (if any)
Cash Advance
- Cash Advance Limit: Up to 80% of the credit limit, up to a maximum of Rs. 15,000 per day for TATA STAR Platinum Cards
- Free Credit Period: Not applicable
- Finance Charges: Up to 3.50% per month (42% per annum) from the date of the transaction
Cash Advance Fees
- SBI and other Domestic ATMs: 2.5% of the transaction amount (minimum of Rs. 500)
- International ATMs: 2.5% of the transaction amount (minimum of Rs. 500)
Other Charges and Fees
- Card Replacement Fee: Rs. 100 – Rs. 250
- Cheque Pick Up Fee: Rs. 100
- Cheque Fee: Rs. 100 (applicable for payments made via cheque up to Rs. 10,000)
- Payment Dishonor Fee: 2% of the payment amount (minimum of Rs. 500)
- Statement Retrieval: Rs. 100 per statement older than 2 months
- Charge Slip Retrieval: Rs. 225 per charge slip
- Late Payment:
- NIL for Total Amount due from Rs. 0 – Rs. 500
- Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1,000
- Rs. 750 for Total Amount due greater than Rs. 1,000 & up to Rs. 10,000
- Rs. 950 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000
- Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
- Rs. 1,300 for Total Amount due greater than Rs. 50,000
- Over Limit: 2.5% of the over limit amount (minimum of Rs. 600+applicable taxes)
- Card Replacement: Rs. 100
- Emergency Card Replacement (when abroad): Actual cost of the card, with a minimum of $175
- Foreign Currency Transaction: Conversion mark up – 3.5%
- Cash Upgrade Fees: Rs. 500
Surcharge
- Railway Tickets through Counter: Rs. 30 + 2.5% of the transaction amount
- Railway Tickets through irctc.co.in: 1.8% of the transaction amount + all applicable taxes
- Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000 (exclusive of applicable taxes and charges). Maximum surcharge waiver of Rs. 250 per month per credit card account.
Frequently Asked Questions (FAQs):
1. Can I get a waiver on the annual fee for the TATA STAR Platinum Card?
Ans: The TATA STAR Platinum Card has an annual fee that needs to be paid. There are no specific waivers mentioned for the annual fee in the provided information.
2. How can I avail the cashback benefits on my TATA STAR Platinum Card?
Ans: The TATA STAR Platinum Card offers value back in the form of cashback on spends at STAR Outlets and select TATA Outlets. The specific details and process to avail the cashback benefits can be obtained from the card provider.
3. Are there any charges for cash advances using the TATA STAR Platinum Card?
Ans: Yes, there are charges for cash advances. The cash advance fees include finance charges, which are up to 3.50% per month from the date of the transaction, and specific fees for cash withdrawals from domestic and international ATMs.
4. Can I apply for add-on cards for my family members with the TATA STAR Platinum Card?
Ans: Yes, you can apply for add-on cards for your spouse, parents, children, or siblings above the age of 18. The add-on cards are subject to specific terms and conditions set by the card provider.
5. Is there a facility to convert my purchases into easy EMIs with the TATA STAR Platinum Card?
Ans: The information provided does not mention any specific details about the facility to convert purchases into easy EMIs. It is recommended to check with the card provider for any available EMI options.
Conclusion:
The TATA STAR Platinum Card offers various privileges and benefits to cardholders, including welcome and anniversary benefits, value back on spends, reward points, bonus spend rewards, fuel surcharge waivers, airport lounge access, worldwide acceptance, extended credit options, add-on card facilities, cash withdrawal options, and utility bill payment facilities. However, it is important to note that the specific terms, fees, and conditions mentioned in the provided information are subject to change and may require verification from the card provider. It is advisable to thoroughly review the terms and conditions of the card before applying or using it.
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