The Yatra SBI Card is a credit card offered by SBI Card in partnership with Yatra.com, a popular online travel platform. The card is designed to provide travel-related benefits and rewards to cardholders. Here is an introduction to the Yatra SBI Card:
1. Welcome Benefits: Cardholders can enjoy welcome benefits such as Yatra.com vouchers or reward points upon card activation or first usage.
2. Reward Points: The Yatra SBI Card allows you to earn reward points on your card transactions, including travel bookings, dining, shopping, and other eligible expenses. These reward points can be redeemed for flight and hotel bookings, holiday packages, and more.
3. Yatra.com Benefits: As a Yatra SBI Cardholder, you can enjoy various exclusive benefits and discounts on Yatra.com. This includes discounts on flight and hotel bookings, holiday packages, and other travel-related services.
4. Fuel Surcharge Waiver: The card offers a fuel surcharge waiver at fuel stations across India, making it convenient for cardholders to save on fuel expenses.
5. EMI Options: With the Yatra SBI Card, you can convert your high-value purchases into easy monthly installments (EMIs) at attractive interest rates, providing you with flexibility in managing your expenses.
6. Contactless Payments: The card comes with contactless payment technology, allowing you to make quick and secure payments by simply tapping your card on the payment terminal.
7. Global Acceptance: The Yatra SBI Card is accepted at millions of merchant outlets worldwide, giving you the convenience to use the card during your international travels.
Benefits of Yatra SBI Card
Welcome Gift:
Upon payment of the annual fee, you will receive welcome vouchers within 15 days. These vouchers include:
– 2 vouchers worth Rs. 500 each for domestic travel.
– 2 vouchers worth Rs. 1,000 each for international travel.
– 1 voucher worth Rs. 750 for hotel bookings.
– 1 voucher worth Rs. 1,500 for domestic holidays.
– 1 voucher worth Rs. 3,000 for international holidays.
Travel Benefits:
– Get Rs. 1,000 off on domestic flight bookings with a minimum transaction of Rs. 5,000.
– Enjoy Rs. 4,000 off on international flight bookings with a minimum transaction of Rs. 40,000.
– Avail a 20% discount on domestic hotel bookings with a minimum transaction of Rs. 3,000. The maximum discount is Rs. 2,000.
Reward Benefits:
– Earn 1 Reward Point for every Rs. 100 spent on all other categories.
– Redeem your Reward Points for Yatra.com discount vouchers.
– The conversion rate is 1 Reward Point = Rs. 0.25. The minimum redemption threshold is 1,000 Reward Points.
Complimentary Air Accidental Cover:
– Enjoy a complimentary Air Accident cover of Rs. 50 lakhs.
– The cover is valid for the primary cardholder when the ticket is booked via Yatra.com using the Yatra SBI Card.
Fuel Surcharge Waiver:
– Experience freedom from paying the 1% fuel surcharge at all petrol pumps in India.
– The maximum surcharge waiver is Rs. 100 per month.
Please note that it’s important to refer to the terms and conditions for detailed information regarding these benefits and any applicable restrictions or limitations.
Features of Yatra SBI Card
Welcome Offer:
Upon receiving your Yatra SBI Card, you can avail of a welcome offer by withdrawing cash within 30 days. You will receive a cashback of Rs. 100.
Worldwide Acceptance:
Your Yatra SBI Card is an international credit card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India. Simply look for the MasterCard sign of acceptance and present your card for payment.
Cash on the Go:
You have the convenience of withdrawing cash from over 1 million MasterCard ATMs, including 18,000 ATMs in India and over 10,000 SBI ATMs across 100+ cities in India.
Add-on Cards:
You can empower your family by getting add-on cards for your parents, spouse, children, or siblings above the age of 18, providing them with the benefits of the Yatra SBI Card.
Utility Bill Payment:
With the Easy Bill Pay facility on your Yatra SBI Card, you can pay your utility bills on time. Set standing instructions to ensure timely payments every month.
Balance Transfer on EMI:
Transfer the outstanding balance from your other bank’s credit card to your Yatra SBI Card and enjoy a lower rate of interest. Repay the transferred amount in easy EMIs. Visit sbicard.com for more information.
Flexipay:
Make purchases of Rs. 2,500 or more and convert them into easy monthly installments using the Flexipay facility. Log on to sbicard.com to avail of this service.
Easy Money Facility:
Avail of the Easy Money facility, which allows you to get money against your cash limit whenever you need it. You can book Easy Money online and have the cheque or draft delivered to your doorstep.
SBI Drop Box Locator:
To locate the nearest SBI Card drop box, follow these steps:
1. Type “PIN” your 6-digit pin code (e.g., PIN 123456).
2. Send an SMS to 56767.
3. You will receive a list of drop boxes in your area. Please note that premium SMS charges may apply.
Please note that it’s advisable to refer to the specific terms and conditions for each service or benefit mentioned above for more detailed information.
Fees and Charges
Fees:
– Annual fee, one time: Up to Rs. 499
– Renewal fee, per annum: Up to Rs. 499, starting from the second year onwards
– Add-on fee, per annum: Nil
Fees and Charges:
For detailed information about fees and other applicable charges, please refer to the Most Important Terms & Conditions provided by SBI Card.
Order of Payment Settlement:
All payments made for a cardholder’s account will be settled in the following order: Minimum Amount Due (inclusive of applicable taxes, EMI on EMI-based products, and 5% of Total Outstanding), Fees & Other Charges, Interest Charges, Balance Transfer Outstanding, Purchase Outstanding, and Cash Advance.
Important Information:
– Cheques payable outside the clearing zones are not accepted. Payments can be made through local cheques or drafts payable in Delhi only.
– All taxes will be charged as applicable on the above-mentioned fees, interest, and charges.
– The value proposition of the co-brand product may involve joint funding by SBI Card and the co-brand partner, based on their financial arrangement. As a result, there may be fee and revenue sharing between both parties.
– Your continued use of the card will be considered as acceptance of any amendments made to the terms and conditions.
For assistance, please contact the SBI Card helpline at:
– Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290
Please note that the provided information is accurate as of October 2014 and is subject to change at the discretion of SBICPSL. For the most up-to-date terms and conditions, please visit sbicard.com.
FAQs:
1. How can I apply for the SBI Card?
You can apply for an SBI Card by visiting the official website of SBI Card or by visiting a nearby SBI branch. The application process and required documents may vary, so it’s best to check the official website or contact SBI Card helpline for detailed information.
2. How can I make payments towards my SBI Card?
You can make payments towards your SBI Card through various convenient methods such as online payment through net banking or mobile app, NEFT/RTGS transfer, auto-debit facility, payment through cheques or drafts, or by visiting an SBI branch. Refer to the SBI Card website or contact the helpline for specific payment instructions.
3. Can I get an add-on card for my family members?
Yes, you can get add-on cards for your family members such as parents, spouse, children, or siblings above the age of 18. Additional cards can be requested by contacting the SBI Card helpline or through the online card management portal.
4. What should I do if my SBI Card is lost or stolen?
In case of a lost or stolen card, immediately contact the SBI Card helpline and report the incident. They will guide you through the process of blocking the card and issuing a replacement card. It’s important to report the loss as soon as possible to avoid any unauthorized transactions.
5. How can I redeem my reward points?
You can redeem your reward points earned on your SBI Card for various options such as flight and hotel bookings, merchandise, gift vouchers, or statement credit. The redemption process can be done through the SBI Card website, mobile app, or by contacting the customer service helpline.
Conclusion:
The SBI Card offers a range of benefits and features to enhance your payment experience. With its wide acceptance at millions of outlets worldwide, convenient cash withdrawal options, and additional services like add-on cards and utility bill payments, it provides flexibility and convenience. The card also offers welcome gifts, travel benefits, reward points, and insurance coverage, making it a comprehensive choice for cardholders. To fully understand the terms and conditions, fees, and other details, it is recommended to refer to the official SBI Card website or contact the helpline for accurate and up-to-date information.
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